Buying a soundbar on EMI is a practical way to immediately upgrade your TV viewing experience, transforming flat audio into a cinematic experience while spreading the cost over manageable monthly instalments. This guide explains how soundbars deliver clearer dialogue and immersive surround sound using technologies like Dolby Atmos. Financing through EMI makes premium models like the Sonos Arc (₹99,999) and affordable options like the JBL Cinema SB190 (₹29,999) immediately accessible. Read on to explore these top soundbar models and learn how to finance your purchase with a Consumer Durable Loan.
Top 4 Soundbars to Buy on EMI in 2025: Sonos, JBL, Samsung, Sony
These popular soundbars across various price segments deliver exceptional audio quality:
1. Sonos Arc Ultra-Premium Smart Soundbar
The Sonos Arc Ultra Smart Soundbar delivers clear sound with Dolby Atmos, providing immersive 9.1.4 spatial audio and AI-powered speech enhancement for a crystal-clear experience.
|
Feature |
Details |
|
Sound Motion™ Technology |
Expansive soundstage for immersion |
|
Trueplay & Night Sound |
Trueplay adjusts sound to room acoustics, Night Sound balances loud and quiet sounds |
|
HDMI® eARC |
Syncs audio and video seamlessly |
|
Wireless Streaming |
Stream from WiFi, Bluetooth®, or Apple AirPlay 2 |
|
User Benefits |
Touch and Voice Control (Sonos & Alexa) |
|
Price |
₹99,999 |
|
Warranty |
1 year |
Also Read: 10 Benefits of Buying Electronics on Loan from an NBFC Instead of a Bank
2. JBL Cinema SB190
The JBL Cinema SB190 delivers 380W of JBL Sound with Virtual Dolby Atmos and a wireless subwoofer for deep bass.
|
Feature |
Details |
|
Wireless Subwoofer |
Extra deep bass for cinematic audio |
|
HDMI eARC |
True HD Dolby Atmos support |
|
User Benefits |
Easy Bluetooth streaming, Free Shipping, Hassle-free returns |
|
Price |
₹22,999 (M.R.P.: ₹29,999) |
|
Warranty |
1 year |
3. Samsung B-series Soundbar 490W 5.1ch with Q-Symphony B67EF (HW-B67EF)
The Samsung B-series Soundbar delivers 490W 5.1ch sound with Dolby Audio for an immersive audio experience.
|
Feature |
Details |
|
Q-Symphony |
Syncs with TV for richer audio |
|
Adaptive Sound |
Optimises audio based on the environment |
|
Sound Modes |
Voice Enhance, Game Mode, Night Mode |
|
User Benefits |
Remote control, Free delivery (based on location) |
|
Price |
₹28,990 (M.R.P.: ₹39,990) |
|
Warranty |
12 months |
4. Sony 5.1ch Home Cinema Soundbar System | HT-S20R
The Sony HT-S20R delivers 5.1ch surround sound with 400W and Dolby® Digital for immersive audio.
|
Feature |
Details |
|
400W Power Output |
High power output for dynamic sound |
|
Sound Modes |
Auto, Cinema, Music, Night, Voice modes |
|
Connectivity |
Bluetooth and USB Playback |
|
User Benefits |
Free installation and demo, wireless streaming |
|
Price |
₹17,990 (M.R.P.: ₹23,990) |
|
Warranty |
1 year |
Prices (MRP and discounted rates) are as of December 11, 2025, as mentioned on the official brand website and may vary.
Also Read: Refrigerator Selection Guide 2025: How to Choose the Right Refrigerator for Your Home
How to Get a Soundbar on EMI
Purchase your soundbar through Poonawalla Fincorp’s Consumer Durable Loan, available at partner electronics stores, and convert the full cost into easy monthly payments. You can also get a PFIN Insta EMI Card to enjoy a pre-approved credit limit for instant purchases. Meet basic eligibility requirements, such as Indian citizenship, valid KYC documents, and a stable income, for quick approval.
How to Apply
● Go to any partner electronics retailer and select your soundbar.
● Choose the EMI financing option at checkout.
● Submit your KYC documents for processing.
● Upon approval, the loan is disbursed to the retailer, and you can take your soundbar home immediately.
Also Read: Transform Laundry in 2025 with AI-Powered Washing Machines
To Conclude
A soundbar is a simple yet powerful upgrade that significantly enhances your TV viewing experience by delivering more transparent dialogue, immersive surround sound, and deeper bass.
You can finance your purchase with a Consumer Durable Loan from Poonawalla Fincorp, which offers minimal documentation and competitive interest rates. Alternatively, apply for an online instant loan with basic eligibility criteria and flexible tenures.
FAQs
Is a soundbar necessary for a modern TV?
No, it’s not necessary, as you can still hear audio through your TV’s built-in speakers. However, a soundbar makes a big difference by providing more transparent dialogue, deeper bass, and a more immersive sound experience that built-in speakers can’t match.
Can I buy a soundbar on EMI without a credit card?
Yes, you can. Poonawalla Fincorp’s Consumer Durable Loan allows you to purchase a soundbar on EMI at our partner stores without needing a credit card.
What documents are required for a Consumer Durable Loan for a soundbar?
You will typically need basic KYC documents, such as your PAN card, Aadhaar card and repayment mandate setup details.
What is the advantage of buying a soundbar on EMI?
Buying on EMI lets you get a high-quality soundbar immediately without paying the whole amount up front. It converts a significant one-time expense into smaller, manageable monthly payments, so you can upgrade your entertainment system without impacting your savings.
We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply