Owning your dream guitar is easier than ever with flexible EMI plans that support your budget. EMI allows you to upgrade without compromising on quality by spreading the total cost into affordable instalments.
Popular choices include Yamaha FG800, Fender CD-60SCE, and PRS SE A40E, suited for beginners to professional players. In this blog, we will explain how to buy your dream guitar on EMIs and repay comfortably.
Popular Guitar Models Comparison
Here’s a quick comparison of various popular guitar models to help you find the ideal fit based on your skill level, sound preferences, and budget.
|
Model |
Player Level |
Top / Body Material |
Electronics |
Pros |
Cons |
|
Yamaha FG 800 Natural Acoustic Guitar |
Beginners, students, practice at home |
Solid spruce top/ Nato-Okume back and sides |
No |
1. Known for durability, reliability, and high-quality sound 2. Allows for an easy transition into learning and practising chords 3. High-quality structural integrity even after repeated use |
1. Needs external setup to amplify sound 2. Materials used on the back and sides are not high-end |
|
Fender CD-60SCE Dreadnought
|
Intermediate players, recording, plug-in practice |
Solid spruce top / Mahogany back and sides |
Built-in Fishman pickup + preamp and tuner |
1. Works well for both acoustic and amplified playing 2. A smooth neck reduces hand fatigue 3. Strong resonant bass response, producing rich sound |
1. Tone shaping and sustain options are limited 2. The Dreadnought body makes it less compact and difficult to carry |
|
PRS SE A40E Angelus Cutaway Acoustic-Electric |
Professionals, stage performers, versatile playing (strumming, fingerstyle, plugged) |
Maple / Mahogany / Composite top-body (typical for Angelus) |
Built-in electronics (pickup + preamp) |
1. Professional level of comfort and tonal quality. 2. A robust electronic component that provides consistent sound when connected to any form of amplification. |
1. Additional accessories may be needed to maximise the capabilities of the instrument 2. Heavier than other guitars. |
Product Overview
Let’s break down the key features of these popular guitar models to help you compare them easily.
1. Yamaha FG 800 Natural Acoustic Guitar
This guitar has a solid spruce top and a comfortable body shape that makes it easy for players to hold. You can play chords, strum rhythms, and play basic melodies without losing sound quality or comfort level. The ability to blend the acoustic sound with an electric amp makes this a great guitar for beginners.
Key features:
● Well-constructed spruce top
● Creates a balanced, warm-sounding guitar
● Suitable for both fingerstyle and strumming techniques
● Scalloped bracing allows for greater projection and resonance
● Comfortable neck profile allowing for prolonged periods of play
Price and variants:
The Yamaha FG800 Series comes with a lot of different variants, offering similar features, like the FG830, FG820, and FS830. The current price for FG800 is Rs. 21,990.
2. Fender CD-60SCE Dreadnought
This acoustic guitar has built-in Fishman electronics, combining the traditional warmth of an acoustic guitar with the convenience of being able to plug it in. It is perfect for those who are learning to play professionally but are still new to it.
Key features:
● Fishman® preamp system with built-in tuner for precise on-the-go tuning and clean amplified tone
● Warm, full-sounding acoustic qualities
● Cutaway body shape allows access to higher frets easily
Variants:
Fender offers a variety of affordable guitars in its Classic Design (CD) series, including Fender CD-60 Dread, Fender CD-60S Parlor, and Fender CD-60S Dreadnaught. The current price for FG800 is Rs. 25,900.
3. PRS SE A40E Angelus Cutaway Acoustic-Electric
The A40E model can be used for fingerpicking, strumming, or plugging it into an amplifier. The cutaway design makes it easier to get to the higher frets. The additional electronics provide a consistent tonal expression when used with or without an amplifier.
Key Features:
● Integrated pickup system to amplify sound without sacrificing tone quality
● Made with quality woods
● Versatile tone that can be used to complement several music genres
Variants:
The PRS SE series offers many different variants like PRS SE NF3, PRS SE DGT, and PRS SE CE24, each designed to deliver a premium playing experience. The current price for FG800 is Rs. 71,900.
Financing Your Guitar with a Consumer Durable Loan
With a Consumer Durable Loan, you can easily borrow the funds to buy your dream guitar from a lender. You can pay back these funds over a specified period of time with EMIs. The loan may come with low interest depending on the lender’s terms, allowing you to buy the product immediately while managing repayments easily over time.
It's easier to upgrade to a new guitar on EMI by spreading the cost into smaller monthly instalments. You can also estimate the monthly EMIs using a Loan EMI Calculator.
Illustrative EMI Calculation Example
|
Guitar Price |
Tenure |
Monthly EMI |
Interest |
|
₹45,000 |
12 months |
₹3,977 per month |
11% (depending on the lender’s terms) |
Monthly instalments reduce upfront pressure and help fit musical goals into real-life budgets.
To Conclude
Budget constraints should not prevent you from owning a guitar. The best way to begin or continue your musical journey is to invest in the right instrument. The right guitar will help you learn, play, and express yourself more effectively. Buying a guitar on EMI makes it easier for musicians of all skill levels and budgets to enjoy their passion for music every day. Besides a Consumer Durable Loan, you can also avail quick funds up to ₹5 Lakhs with an Instant Loan from Poonawalla Fincorp and fund the purchase of your dream guitar. Avail now and repay conveniently with flexible EMI tenure.
Read Also: 6 Benefits of a Consumer Durable Loan You Probably Didn’t Know
FAQs
Is EMI the best way for a first-time guitar buyer?
EMI will allow beginners to buy good-quality guitars, thus improving their learning experience, as well as the long-term value of the guitar.
Can other items, such as guitar accessories, be financed through EMI?
Yes. Depending on the store's policies and EMI plan, some stores allow for add-ons to be financed through the EMI plan.
Will EMI increase the total cost of purchasing my guitar?
Whether EMI will increase the total cost depends on the type of EMI offered. With a no-cost EMI plan, the total amount payable is usually close to the retail price of the guitar.
What type of guitar should I buy?
If you are a beginner, an acoustic guitar would be best. Electric guitars are usually used for live performances and creating unique sounds.
How long can I expect my guitar to last?
How long a guitar will last depends on how well you maintain it, how often you change the strings, etc. However, with proper care, guitars can last for many years.
We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply