Consumer Durable Loan

Top Inverter on EMI Plans in India 2025: Microtek, Luminous, Exide, V‑Guard

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12 Dec 2025 |3 Minutes
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Modern inverters offer a balance of efficiency, user-friendliness and safety. Popular models have high capacities (~650 VA - 1600+ VA) to run essential appliances without strain. Modern features such as multi-stage or adaptive charging and cleaner sine-wave output for sensitive electronics ensure good performance. At the same time, protections against overloads, short circuits, and deep discharges help extend system life. With typical warranties ranging from 2 to over 3 years, brands like Microtek, Luminous, Exide, and V-Guard offer useful add-ons such as battery-type selection, LED indicators, or DSP control. Your purchase becomes effortless when financed with a Consumer Durable Loan EMI, among the easiest innovative financing options in India. Let’s make wise financial choices with the help of this blog. 

Top 4 Inverters to Purchase in India 2025

Inverter on EMI

These top models each have a battery voltage of 12 V, and only the Exide INVERTERZ MAGIC has two batteries; the rest have one. All four can power basic household appliances like PCs, fans, lights, and TVs. The models also feature microcontroller-based intelligent design for seamless switching between mains and battery.

Feature

Microtek iMERLYN NEW 1250

Luminous Eco Watt Neo 1050

Exide INVERTERZ MAGIC (MAGIC24V1625)

V-Guard PRIME 750 + VJ 145 Combo

Price (MRP)

₹10,790 (Discounted: ₹6,168)

₹8,550

₹10508

₹ 22,189 (Discounted: ₹ 16,999)

Capacity

1115 VA / 925 Watts

900 VA / 756 Watts

1625 VA / 12V

650 VA / 520 Watts

Warranty - Inverter

3 Years

3 Years

-

4.2 Years

Weight

8.5 kg

9.3 kg

14 kg

6.55 kg (Inverter) + 42 kg (Battery) = ~48.55 kg

Battery Charging

Multi-Stage Battery Charging, low-voltage

 charging from 80V

High charging current even at low voltage (90V); LVFC Technology (charges from 95V+)

Microcontroller-Based Digital Wave Home UPS System

Selectable charging mode for different battery types

Protections

Overload, Short Circuit, Deep Discharge, Auto Reset

Overcharging, Overload, Short Circuit, Over Temperature, Low Battery alarm

Overload, Short Circuit, AC Back Feed, Low Battery, Battery Overcharge, Mains Overload, Overheating

Overcharge and Deep Discharge Protection

Backup Time (approx.)

1.65 hours (standard load) to 1.37 hours (higher load)

-

-

-

Special Features

Pure Digital Wave

for sensitive electronics; Smart Microcontroller Design, Energy Efficient, High-Capacity Backup

Adaptive Battery Charging Control (ABCC); Fast charging; Battery selection switch, LED indications

ASIC charging technology, Soft Touch ON/OFF, Mode & Charging Selection Switch

Battery Gravity Builder; High inrush load handling; Pure sine wave safe for sensitive electronics; DSP technology

Official website prices are as of December 9 2025 and are subject to change.

Also Read: Top 5-Star Water Heaters in India With Easy EMI: V-Guard, Crompton & More

Advantages of Purchasing an Inverter on EMI

●    Budget-friendly: Spreading the cost over manageable monthly instalments makes a high-quality inverter a more accessible investment.
●    No Credit Card Required: Many financial institutions and retailers offer inverter EMIs without demanding credit cards, opening doors for those with a poor credit history.
●    Improved Cash Flow: Easily pay for other essential expenses while securing your home’s power needs without depleting your savings.
●    Flexible Repayment Options: Choose instalment periods that suit your financial situation, ensuring comfortable repayment without straining your budget.

Some Essentials Before Starting Your EMI Journey 

Before purchasing an inverter on EMIs:
●    Explore inverter brands, models, and prices, and choose the capacity of the inverter on EMI based on your appliance requirements. 
●    Consider factors like the number of appliances, their wattage, and desired backup duration. 
●    Compare EMI options from different providers, analysing interest rates, processing fees, and repayment terms.

EMI Plans for Inverter Batteries: Choices to Consider

In terms of financing options, both consumer durable loans and the PFIN EMI card are worthy considerations. The following are some various EMI options that cater to different needs:
●    No-cost EMI: Available only for selected retailers and lenders, these plans come with zero interest.
●    Low-interest EMI: Enjoy affordable monthly instalments with minimal interest EMI inverter battery plans. Compare interest rates and repayment durations.
●    Flexible EMI Plans: Customise the credit based on the funds required for the purchase of the battery and your loan repayment capacity.

Also Read: How Self-Employed Professionals Can Buy an Apple MacBook on Easy EMI

To Conclude

Reliable and sturdy, an inverter ensures your access to power remains uninterrupted. Keep in mind that with EMI options such as a Consumer Durable Loan or an EMI Card, you can choose the perfect model to meet your needs without hesitation.

You can also consider an instant loan from Poonawalla Fincorp if you have multiple other financing requirements or need to make higher-value purchases.

FAQs

Which battery is best for an inverter 150Ah or 200Ah?
The 150Ah battery offers a shorter runtime for the same load and supports smaller home appliances. While more expensive, the 200Ah battery offers a longer runtime and can easily support medium- to large-sized devices and high-power inverters. Your choice simply depends on needs and budget.

Where can I get an EMI inverter battery deal?
EMI options for purchasing an inverter battery are available from NBFCs and banks. Your options are the Consumer Durable Loan, EMI cards, or other loans, such as a Personal Loan or a Gold Loan.

Can I buy an inverter battery online?
Yes, plenty of brands and e-commerce sites offer a wide range of inverter batteries for purchase online. Ensure you buy from a reliable seller, and check for special offers or free delivery perks when comparing.
 

Disclaimer

We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.

*Terms and Conditions apply
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