Owning a PlayStation 5 in India has become more accessible in 2025, thanks to EMI and Consumer Durable Loan options that eliminate the need for a large upfront payment. This model, priced between ₹49,990 and ₹54,990, offers next-gen features including 825GB SSD storage (expandable up to 8TB), ray tracing, 4K gaming at up to 120Hz, and immersive 3D audio. With the advanced DualSense wireless controller and fast loading times enabled by a custom CPU, GPU, and SSD, gamers can enjoy a seamless, highly immersive experience. Flexible financing options make it easier than ever to bring home the PS5 and enjoy top-tier gaming without financial strain.
PlayStation 5: The Ultimate Gaming Experience
You can buy a PlayStation 5 with an Ultra HD Blu-ray disc drive or a PlayStation 5 Digital Edition, which comes without a disc drive.
● 4K Resolution and 120Hz Refresh Rate: Experience smooth and vibrant gameplay with true 4K resolution and high frame rates for more fluid motion.
● Ray Tracing: Advanced graphics technology that creates stunningly realistic lighting and shadows, bringing games to life like never before.
● Fast Loading Times: Powered by a custom CPU, GPU, and SSD with Integrated I/O, loading times are nearly instantaneous, ensuring a seamless gaming experience.
● DualSense Wireless Controller: Enhanced haptic feedback and adaptive triggers for a more engaging experience.
● Expanding Storage Options: The PS5 supports up to 8TB of storage by installing a compatible M.2 solid-state drive.
● Backward Compatibility: Play most PS4 games on your PS5 with improved performance on selected titles.
● 3D Audio: The realistic sound technology in this console makes the game world feel even more immersive.
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PS5 vs PS4: Key Differences
Here are some key differences between the PS5 and PS4 models:
|
Product Details |
PlayStation 5 |
PlayStation 4 (Standard / Slim) |
|
Typical Price (India) |
₹49,990 (Digital) - ₹54,990 (With disc drive) |
₹29,990 |
|
Storage |
825GB SSD (expandable up to 8TB for Console) |
500GB, 1TB |
|
Graphics & Performance |
Next‑gen GPU, ray tracing, 4K/up to 120 Hz, fast SSD loading, HDR |
AMD Radeon™ based graphics engine, HDR |
|
Controller & Features |
Latest controller (DualSense), modern UI/UX, 3D audio |
Standard controller (DualShock 4), Built-in Mono Speaker |
|
User Experience & Suitability |
Designed for high-end gaming, demanding use, and long-term durability. |
Perfect for budget-conscious gamers, offering solid performance for older titles. |
|
Backward Compatibility |
Compatible with most PS4 games |
Not compatible with PS3 games |
|
Warranty |
1-year warranty provided by the manufacturer from the date of purchase |
1-year warranty provided by the manufacturer from the date of purchase |
|
Typical Cost of Games |
₹500 - ₹7,000 (depending on game edition and release status) |
₹600 - ₹6,000 (depending on game edition and release status) |
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Financing Your PlayStation on EMIs
You can finance your PlayStation through various EMI options. A Consumer Durable Loan will allow repayment over flexible tenures (12 to 60 months). Alternatively, there are options such as an Instant Loan online, a credit card, or a PFIN EMI card.
How To Buy a PlayStation With a Consumer Durable Loan
Follow these simple steps to purchase your PlayStation through a Consumer Durable Loan with Poonawalla Fincorp:
● Choose your PlayStation: Visit a partner store offering PlayStation and select the model you want.
● Check eligibility: Ensure you meet the basic requirements such as age, income, and residency criteria, and assess your ability to manage the EMI.
● Select loan amount and tenure: Choose the amount you wish to finance and pick a repayment tenure that fits your budget.
● Submit documents: Provide necessary KYC documents.
● Verification and approval: Wait for the loan verification process and approval, which is usually quick for eligible applicants.
● Complete the purchase: Once approved, collect your PlayStation and begin repaying via convenient EMIs.
Also Read: How Self-Employed Professionals Can Buy an Apple MacBook on Easy EMI
To Conclude
Buying a PlayStation in India is now easy with flexible financing options that make premium gaming accessible to everyone. With the power and performance of the PS5, you can enjoy next-gen gaming without the financial strain. Consider a Personal Loan from Poonawalla Fincorp to make your PS5 purchase smooth while giving you additional funds.
FAQs
Can I buy a PlayStation 5 on EMI without a credit card?
Yes. Many NBFCs offer consumer durable loans that let you buy a PlayStation 5 on EMI without a credit card, with basic KYC and income documents.
What documents are required for a Consumer Durable Loan to buy a PlayStation?
You typically need basic KYC documents (ID + address proof), income proof, and recent bank statements.
Can I buy any product on EMI?
Most electronics, appliances, and big-ticket items can be purchased on EMI, but availability varies by retailer or finance provider.
We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply