How to Shop on Dhanteras Festival with PFIN EMI Card

Shopping for your festive needs this Dhanteras becomes hassle-free and straightforward with the PFIN EMI Card from Poonawalla Fincorp. It allows you to make purchases without paying the whole amount up front. Use the card at checkout, select a suitable EMI plan in-store, and confirm your transaction with an OTP. Keep reading to learn the step-by-step process of using your EMI Card for Dhanteras shopping.

Steps to Shop on Dhanteras with a PFIN EMI Card

Shopping with your PFIN EMI Card is straightforward. Once you apply and receive the card, you can use it during festive sales and pay for your purchases in easy monthly instalments (EMIs). Here is how you can do it:

1. Visit a Partner Store: Go to a physical store that accepts the PFIN EMI card as a payment method.
2. Select a Product: Choose the item you wish to purchase from the store's inventory.
3. Provide Card Details at Billing: Inform the salesperson that you want to pay with your EMI card and provide the necessary card details at the counter.
4. Choose Repayment Tenure: The store's representative will offer you various EMI plans; select the one you prefer.
5. Confirm with OTP: The transaction will be processed, and you will receive an OTP on your mobile phone to confirm the purchase.

This allows you to take advantage of festive offers and pay for your purchases in simple monthly instalments.

Also Read: How to Use an EMI Card for Online and Offline Shopping

Tips for Smart Dhanteras Shopping Using a PFIN EMI Card

Using a PFIN EMI Card smartly will help you do your festive shopping without any major inconveniences. Here are some tips to keep in mind to make the most of the festive season with an EMI card:

• Go through the varying period options for EMIs and choose one that fits your monthly budget comfortably.
• Check if the EMIs on your purchases are No-cost EMIs or have interest. You don’t want to be surprised during repayment or application with hidden costs.
• Plan your purchases for Dhanteras so that they stay within your approved card limit.
• Look for legitimate Dhanteras sale deals with partner retailers for maximum savings.
• Track all your instalments and due dates for a good credit history.

Being mindful of these points will not only help you manage your finances but also help you enjoy the festival too!

Also Read: How EMI Cards Can Help Improve Your Credit Score

To Conclude

Getting a PFIN EMI Card to finance your Dhanteras shopping lets you spread out your expenses, avoiding the need to pay the entire amount upfront. You can make the most of these festive offers by following the steps outlined above and planning your purchases wisely.

Poonawalla Fincorp’s PFIN EMI Card provides up to ₹5 Lakh in credit with flexible repayment options. Apply now!

Frequently Asked Questions

How does the PFIN EMI Card work?

A PFIN EMI Card is a digital payment method that enables users to purchase products and avail services in convenient monthly instalments, eliminating the need for a credit card. It has a pre-approved loan limit that can be paid at partner stores within the network, splitting each purchase into affordable EMIs.

Do I need a down payment to use the PFIN EMI Card?

In most cases, no down payment is needed for purchases made with an EMI Card. However, for certain high-value purchases or promotional offers, the merchant may ask you to pay a nominal amount upfront. This information is always clearly stated before you complete the transaction.

What documents are required for the PFIN EMI Card?

You would be required to show your PAN Card, Aadhaar Card for the digital KYC process. Once these documents are submitted, your identity gets verified, and the automated e-mandate for monthly EMI payments is set up. On completion of these procedures, the transaction is smooth and paperless.