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Gold Purity Chart: Understanding 18K, 20K, 22K and 24K Gold Before Buying

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30 Jul 2026 |5 Minutes
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Gold has long been valued across many cultures for its beauty, financial worth, and emotional significance. Whether you are buying gold jewellery for a special occasion, selecting wedding jewellery, adding to your jewellery collection, or purchasing gold coins for investment purposes, understanding gold purity is essential.

The main difference between 18K, 20K, 22K, and 24K gold lies in their gold content and durability. While higher karats contain more pure gold, lower karats contain a greater percentage of alloy metals, making them stronger and more suitable for regular wear.

What is Gold Purity?

Gold purity refers to the amount of pure gold present in a piece of jewellery, ornament, or investment product. Since gold in its purest form is naturally soft and easily bendable, jewellers mix it with other metals such as copper, silver, zinc, and nickel to improve strength and durability.

The purity of gold is measured using the karat system, where 24 parts represent pure gold.

Quick Understanding of Gold Purity

  • 24K gold contains approximately 99.9% pure gold.
  • 22K gold contains 91.6% pure gold.
  • 20K gold contains 83.3% pure gold.
  • 18K gold contains 75% pure gold.

Generally, the higher the purity of the gold, the greater its gold content. However, higher-purity gold is also more delicate and less suitable for daily wear jewellery.

Gold Karat Meaning: How Gold Purity Is Measured

The word "karat" indicates how much pure gold is present out of 24 parts.

Gold Type

Karat Value

Pure Gold Percentage

18K Gold

18 out of 24 parts

75%

20K Gold

20 out of 24 parts

83.3%

22K Gold

22 out of 24 parts

91.6%

24K Gold

24 out of 24 parts

99.9%

 

This will help you understand the gold purity and evaluate the balance between durability, appearance, and investment value.

Gold Purity Chart With Hallmark Numbers

When buying gold, checking the hallmark is one of the simplest ways to verify purity.

Gold Type

Karat Value

Pure Gold Percentage

18K Gold

750

75%

20K Gold

833

83.3%

22K Gold

916

91.6%

24K Gold

999

99.9%

 

These hallmark numbers represent the percentage of gold contained in the jewellery. For example, a 916 hallmark on gold jewellery indicates 22K gold, while a 999 hallmark indicates the purest type of commercially available gold.

Understanding Different Gold Purities

 

18K Gold

18K gold contains 75% pure gold and 25% alloys and other metals.

The higher alloy content makes 18K gold more durable and resistant to everyday wear and tear. Because of its strength, it is widely used in diamond jewellery, engagement rings, wedding rings, and jewellery featuring precious gemstones.

Why Choose 18K Gold:

  • Ideal for daily wear
  • Suitable for gemstone settings
  • Better durability
  • Supports intricate designs
  • Preferred for modern jewellery styles

 

20K Gold

20K gold contains 83.3% pure gold and a lesser percentage of alloy metals than 18K gold.

This purity level provides a balance between strength and appearance. While it is less common than 18K and 22K gold, some buyers prefer it for its combination of durability and relatively high gold content. 

Why Choose 20K Gold:

  • More pure gold than 18K
  • Better strength than higher-purity alternatives
  • Suitable for occasional wear
  • Balanced choice between purity and durability

 

22K Gold

22K gold contains 91.6% pure gold and is among the most popular choices for traditional jewellery in India.

Its richer yellow colour and high gold content make it a preferred option for bridal ornaments and heirloom jewellery.

Why Choose 22K Gold:

  • Higher gold purity
  • Rich traditional appearance
  • Widely accepted in the jewellery market
  • Popular for wedding jewellery
  • Better resale potential

Common uses include:

  • Bangles
  • Necklaces
  • Earrings
  • Traditional ornaments
  • Wedding collections

 

24K Gold

24K gold is the purest form of commercially available gold, containing approximately 99.9% pure gold.

Although it offers the highest purity, it is also the most delicate because of its softness. As a result, it is not commonly used for complex jewellery pieces.

Why Choose 24K Gold:

  • Highest purity available
  • Preferred for gold investment
  • Commonly used in gold coins
  • Suitable for long-term wealth preservation
  • High intrinsic value

Key Differences Between 18K, 20K, 22K and 24K Gold

Feature

18K Gold

20K Gold

22K Gold

24K Gold

Gold Content

75%

83.3%

91.6%

99.9%

Hallmark Number

750

833

916

999

Durability

High

Moderate-High

Moderate

Low

Colour

Light Yellow

Yellow

Rich Yellow

Bright Yellow

Best Use

Daily Wear Jewellery

Balanced Use

Traditional Jewellery

Investment

Stone Setting

Excellent

Good

Limited

Rare

Price

Lower

Moderate

Higher

Highest

 

The key differences between these purity levels come down to purity, durability, appearance, and intended use. While higher karats contain more pure gold, lower karats are often stronger and better suited for regular use. According to BIS hallmarking standards, consumers should always verify both purity markings and the HUID number before purchasing gold jewellery

What is Hallmarked Gold?

Hallmarked gold is jewellery that has been certified for purity by the Bureau of Indian Standards (BIS).

A BIS hallmarked gold jewellery item generally contains the BIS logo, purity or fineness mark (such as 916 or 750), and a unique HUID (Hallmark Unique Identification) number that can be verified through BIS channels. Choosing hallmarked gold helps ensure the purity claimed by the seller matches the actual gold content.

How to Identify Pure Gold Before Buying

Whether you are purchasing jewellery for personal use or investment, verifying purity is important.

Check the BIS Hallmark

Always look for hallmark markings such as 750, 833, 916, or 999.

Verify the HUID Number

The Hallmark Unique Identification Number provides an added layer of authenticity.

Review the Jewellery Invoice

The invoice should clearly mention:

  • Purity
  • Weight
  • Making charges
  • Hallmark details
  • Applicable taxes

Purchase From Renowned Jewellers

Trusted or Family jewellers generally maintain transparent pricing, purity standards, and buyback policies.

Choosing the Right Gold for Your Needs

The choice depends on how you plan to use the gold.

  • For Daily Jewellery: 18K gold is often the preferred choice because it offers durability and supports diamonds and gemstones.
  • For Traditional Jewellery: 22K gold is widely chosen for cultural and ceremonial jewellery because of its high purity and traditional appeal.
  • For Gold Investment: 24K gold is considered a good investment option and is commonly available as bars and gold coins.
  • For a Balance of Purity and Strength: 20K gold provides a middle ground between lower and higher purity levels.

To Conclude

Understanding gold purity is essential when choosing gold for jewellery or investment. The difference between 18K and 22K gold, as well as other purity levels, lies primarily in the percentage of pure gold and alloy metals they contain.

While 24K gold offers the highest purity and is suitable for investment purposes, 22K gold remains a preferred choice for traditional jewellery, and 18K gold is ideal for daily wear jewellery, diamond jewellery, engagement rings, and modern designs. By checking hallmark markings and understanding gold purity levels, buyers can make more informed decisions and select the right gold for their needs.

FAQs

What does 916 gold mean?

916 means the jewellery contains 91.6% pure gold, equivalent to 22-karat gold.

Which gold purity is best for everyday jewellery?

18K gold is generally preferred for everyday jewellery because of its durability and strength.

Is 24K gold suitable for jewellery?

24K gold can be used for jewellery but is generally softer and more delicate than lower-karat options.

What is the difference between 18K and 22K gold?

The main difference is purity. 18K gold contains 75% pure gold, while 22K gold means gold that contains 91.6% pure gold and 8.4% alloy metals.

Which gold purity is best for investment?

24K gold is widely preferred for gold investment because it contains the highest percentage of pure gold.

Why is gold mixed with other metals?

Gold is mixed with metals such as copper, silver, zinc, and nickel to improve durability, strength, and suitability for jewellery making.

18K vs 22K Gold: Which Is Better?

Neither 18K nor 22K gold is universally better. 18K gold offers greater durability and is ideal for everyday jewellery, while 22K gold contains more pure gold and is preferred for traditional and bridal jewellery.

Table of Content
  • What is Gold Purity?
  • Gold Karat Meaning: How Gold Purity Is Measured
  • Gold Purity Chart With Hallmark Numbers
  • Understanding Different Gold Purities
  • Key Differences Between 18K, 20K, 22K and 24K Gold
  • What is Hallmarked Gold?
  • How to Identify Pure Gold Before Buying
  • Choosing the Right Gold for Your Needs
  • To Conclude
  • Frequently Asked Questions
Disclaimer

We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.

*Terms and Conditions apply
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