Personal Loan

Buy Luxury Watches in India 2025: Easy EMI Options

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11 Dec 2025 |3 Minutes
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When selecting a luxury watch in India, it’s important to consider features such as brand heritage, movement, case materials, primary functions, unique features, warranty coverage, and other user perks. Rolex, Omega and Cartier are three brands that stand out; the Rolex Land-Dweller 40 (40mm, ₹14,09,000) offers bold aesthetics, the Omega Speedmaster Moonwatch (42mm, ₹8,71,400) appeals to history enthusiasts, and the Ballon Bleu de Cartier (36mm, ₹29,90,000) provides a seamless blend of luxury and horology. Such high-value purchases can be made affordable through easy EMI options. Continue reading to know more!

Rolex, Omega, Cartier: Top Luxury Watches to Buy in India in 2025
 

Buy Luxury Watches

1.    Rolex Land-Dweller 40
The Rolex Land-Dweller 40 is a modern statement watch for buyers in India, blending bold aesthetics with advanced technology.

Feature

Detail

Model Case

Oyster, 40 mm

Material

White Rolesor (Oystersteel + white gold)

Movement

Perpetual, mechanical, self-winding

Power Reserve

~66 hours

Certification

Superlative Chronometer (COSC + Rolex certification after casing)

Water Resistance

100 metres/330 feet (with Twinlock screw-down crown)

Dial

Intense White, honeycomb motif, satin finish, with Chromalight display

Bezel

Signature fluted bezel in white gold

Bracelet

Flat Jubilee bracelet with concealed folding Crownclasp

Crystal

Scratch-resistant sapphire, Cyclops lens over the date

Variants

Everose Gold, Everose Gold and Diamonds, Platinum, Platinum and Diamond

Price

₹14,09,000

Warranty & Ownership

5-Year International Guarantee + access to Rolex’s official global network for service and authentication

Note: Prices may vary by retailer and configuration

Also Read: What Is EMI Card? Features, Eligibility and Benefits Guide

2.    Omega Speedmaster Moonwatch Professional
The iconic Omega Speedmaster Moonwatch Professional is inspired by the 4th generation Speedmaster style (worn on the moon).

Feature

Detail

Model Case

42 mm asymmetrical stainless steel case

Material

Stainless steel

Movement

Manual-winding Co-Axial Master Chronometer Calibre 3861

Primary Function

Chronograph with tachymeter, small seconds, 30-min & 12-hour recorders

Power Reserve

50 hours

Certification

Master Chronometer Certified (METAS)

Water Resistance

5 bar (50 metres/165 feet)

Dial

White lacquered step dial with Moonwatch-style hands

Bezel

Black anodised aluminium bezel with the iconic ‘Dot over 90’

Bracelet

Steel with foldover clasp & comfort setting

Crystal

Scratch‑resistant sapphire crystal with anti‑reflective treatment inside

Colours/Variants

White dial with steel bracelet; steel ‑ Moonshine gold on steel, steel ‑ Moonshine gold on Alligator

Price

₹8,71,400

Warranty

5-Year International Warranty

Note: Prices may vary by retailer and configuration.

3.Ballon Bleu de Cartier Watch

The Ballon Bleu de Cartier is an icon of timeless elegance, instantly recognised by its signature rounded case and protected crown.

Feature

Detail

Model Case

36 mm, 18K rose gold case set with 54 brilliant-cut diamonds (0.79 carats)

Movement

Self-winding mechanical movement

Power Reserve

N/A

Water Resistance

3 bar (approx. 30 metres/100 feet)

Dial

Mother-of-pearl with a dedicated day/night indicator disc

Crown

Fluted 18K rose gold crown set with a signature blue sapphire cabochon

Hands

Blued-steel sword-shaped hands

Strap

Gray sage alligator leather with an 18K rose gold ardillon buckle

Crystal

Sapphire crystal

Colours/Variants

Rose Gold, Steel, Leather, Yellow Gold, White Gold

Price

₹29,90,000

Warranty & Ownership

Up to an 8-Year International Limited Warranty by registering for Cartier Care. This programme also provides access to a range of exclusive services for the owner.

Note: Prices may vary by retailer and configuration.

Also Read: Smart Shopping in 2025: How Easy EMI Loans Are Changing the Way We Buy

Things to Keep in Mind While Buying a Luxury Watch

●    Set Your Budget: Establish your spending limit so you can further narrow down on selecting a model.
●    Match Your Lifestyle: Choose a style (e.g., dress, sports, dive) that fits your daily use case.
●    Buy from Authorised Dealers: Purchase only from official retailers to guarantee authenticity and a valid warranty.
●    Consider Long-Term Value: Factor in future servicing costs and the watch’s potential resale value.

Easy EMI Options for Your Luxury Watch

Buying your dream watch on EMI is now simple with Poonawalla Fincorp’s Online Instant Loan. With loan amounts of up to ₹50 lakh, you can finance even high-value luxury watches without straining your savings. The loan converts the cost into affordable monthly instalments, giving you flexibility and peace of mind.

How to Buy Your Luxury Watch on EMI

Here’s how the Personal Loan process works:

1.    Apply Online: Visit Poonawalla Fincorp’s website and fill out the Personal Loan application.
2.    Submit KYC Documents: Upload Aadhaar and PAN, digitally.
3.    Get Instant Approval: Loan approval is processed quickly.
4.    Disbursement to Your Account: Funds are credited directly to your bank account, giving you the flexibility to purchase your watch from any authorised retailer.

Also Read: How Can I Buy a New Phone on Easy EMI

To Conclude

Your choice between a Rolex, Omega, or Cartier depends on your personal style and budget. This guide provides the official specifications to help you make a confident, well-informed decision. 
Making that decision is easier with flexible financing. With Poonawalla Fincorp’s Personal Loan, you can buy your luxury watch on easy EMIs

FAQs

Can I buy a luxury watch from brands like Rolex or Omega on EMI in India?
Yes, you can purchase luxury watches on easy EMIs by availing an Online Personal Loan from Poonawalla Fincorp.

What documents are needed for a Personal Loan to buy a watch?
You will typically need to provide your basic KYC documents, such as Aadhaar and PAN card.

What warranty should I expect on a luxury watch? 
Leading luxury brands offer substantial warranties. For the models covered, you can expect a 5-Year International Guarantee from Rolex and Omega, and up to an 8-Year warranty when you register for Cartier Care. 

What is the maximum loan amount available? 
Poonawalla Fincorp’s Online Personal Loan offers financing up to ₹50 lakh, making it suitable for both mid range and ultra luxury watches.

Table of Content
  • Rolex, Omega, Cartier: Top Luxury Watches to Buy in India in 2025
  • Things to Keep in Mind While Buying a Luxury Watch
  • Easy EMI Options for Your Luxury Watch
  • How to Buy Your Luxury Watch on EMI
  • To Conclude
  • FAQ
Disclaimer

We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.

*Terms and Conditions apply
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