Ganesh Chaturthi, also known as Vinayaka Chaturthi, is one of the most popular Hindu festivals of India. The auspicious event marks the birth of Lord Ganesha and is associated with vibrant home decorations to elaborate public rituals.
While traditional Ganesh Chaturthi celebration brings families together, the associated festive expenses such as puja arrangements, home decoration etc., add up quickly. This is where a Personal Loan for festivals can streamline expenses.
In this read, we’ll provide important Ganesh festival celebration tips, home decoration ideas, and smart ways to fulfil Ganesh festival expenses using a festive loan. Read on to know more!
Ganesh Festival Celebration Tips for a Stress-Free Experience
In India, the time around Ganesh Chaturthi is revered more than just as a religious occasion. Both household and public celebrations are equally revered during the festive days.
For a stress-free and joyful experience, here are some practical Ganesh festival celebration tips to follow:
Plan ahead for essentials: Planning ahead for Ganesh Chaturthi celebration essentials starts with listing down essential items. Whether it is the idol of Lord Ganesha, or puja essentials, having a complete list helps prevent last-minute surprises.
Prioritise eco-friendly celebrations: There are multiple alternate ways to celebrate Ganesh Chaturthi in an eco-friendly manner. For starters, you can opt for clay-idols and nature-friendly decorations. Abstaining from fireworks can also be contributive toward a healthy environment.
Celebrate family gatherings: The auspicious festival of Ganesh Chaturthi is also associated with celebration of personal relationships. One of the best things to do is spend time with your friends and family at household celebrations.
Create a festive calendar: Creating a festive calendar and delegating responsibilities can help avoid last minute chaos and misses. Plan ahead with day-wise itineraries for a stress-free and engaging festive time.
Budget your celebrations: This is perhaps the most important considerations when it comes to practical tips for Ganesh Chaturthi celebrations. Budgeting will not only help you avoid cost overruns but also finance your celebrations with accessible credit options such as a festival loan.
Unique Ganesh Festival Home Decoration Ideas
Many Indian families have upheld household Ganesh Chaturthi celebrations for years, giving way to various traditional and modern Ganesh festival home decoration ideas.
Here are some interesting and unique home decoration ideas for Ganesh Chaturthi, guaranteed to be head turner for visitors:
DIY mandap: Traditional household mandaps are mostly do-it-yourself and involves the use of various easily available items such as cardboard boxes, clothing, etc. You can always personalise your design using other items at your disposal to create your personalised Ganesh Chaturthi mandap at home.
Creative lighting: One of the easiest and affordable ways to add glow to Ganesh festival home decoration ideas is the use of festive lights. It is during the festivities that string lights, LED lights and LED diyas appear in local markets and can be handpicked as per your home decor ideas.
Traditional art: Incorporating traditional art such as rangolis, diyas, etc., can add a traditional and spiritual touch even to the most basic household Ganesh festival celebrations.
How a Festival Loan Can Help Cover Ganesh Festival Expenses
Certain traditions and rituals associated with Ganesh festival celebrations involve significant costs while also being considered essential. This is where a festive Personal Loan comes into play easing financial worries during the festivities.
Here are three ways to fund Ganesh festival expenses using a loan for festival:
- Purchasing consumer durables: This is considered ideal during the auspicious event of Ganesh Chaturthi. Festive loan offers can help fund such high-ticket purchases affordably. Additionally, many retailers offer festive discounts especially during the Ganesh festival.
- Home renovation: Devotees of Lord Ganesha consider themselves extremely fortunate to welcome his idol into their humble abode during Ganesh festival. You can use this opportunity for your home renovation goals. Look out for festive loan offers from reputed banks and NBFCs.
- Cover festival-related expenses: The Ganesh festival symbolises prosperity and wisdom and devotees spend heartily to mark this joyous occasion. Bringing the idol to their home or housing society, organising the puja, preparing the traditional meals and prasad for family and friends, and arranging transportation to immerse the idol are just some of the activities that take place during this festival. A Personal Loan is a suitable instrument to help arrange the necessary finances instantly to celebrate this festival.
Why a Personal Loan Is a Smart Choice for Ganesh Chaturthi
A festive Personal Loan is perhaps the best way to cover Ganesh festival expenses without depleting your personal savings. This is because personal loans are ideally unsecured in nature and can be easily availed by fulfilling a few simple eligibility criteria.
Here are some more benefits of a Personal Loan making it a smart choice to fund Ganesh festival expenses:
- High loan amount – You can get up to 50 Lakhs with certain banks and NBFCs.
- Online process – Most lenders offer an end-to-end online process from application till disbursal when it comes to personal loans.
- Quick Disbursal – With a digital process and online application, personal loan disbursals are streamlined and often happen instantly.
- Easy application – With most lenders offering a 100% digital application, you can apply from anywhere with just a smartphone or laptop.
- Flexible Tenure – Choose the tenure that suits you best and repay according to your monthly budget.
Tips to Get a Festive Personal Loan Online
Follow these steps to avail of a quick Personal Loan online:
- Check the eligibility criteria before submitting the loan application.
- Check your latest credit score and ensure it meets the lenders’ eligibility requirement.
- Read the loan-related terms and conditions carefully.
- Reduce credit utilisation ratio to 30% to increase the chances of getting Personal Loan approval
- Keep the loan documents ready for submission
- Avoid multiple loan applications
To Conclude
Ganesh Chaturthi is one of the most auspicious festivals in India with devotees engaging in elaborate public and household rituals. During this festive season, traditions of purchasing consumer durables, renovating houses and other festive rituals are prevalent. Such associated Ganesh festival expenses can be easily managed with funds from a Personal Loan and repaid conveniently.
Poonawalla Fincorp provides hassle-free personal loans with a high loan amount of up to ₹50 Lakhs with minimal documents. Opting for a festive loan can help finance your Ganesh festival expenses effortlessly and enjoy compelling benefits like competitive interest rates, flexible repayment tenure and instant disbursal. Apply now!
Frequently Asked Questions
What are some eco-friendly Ganesh festival celebration tips?
You can celebrate an eco-friendly Ganesh Chaturthi by prioritising idols made of eco-friendly materials, using eco-friendly decorations, considering the environmental impact of fireworks and engaging in proper waste management during the festivities.
What are some unique ideas for Ganesh festival home decorations?
Ganesh festival home decoration ideas can vary as per your budget or availability of materials. DIY mandaps for household celebrations, teamed up with creative festive lighting can add significant glow to your home decorations.
What is the best way to fund Ganesh festival expenses?
You can opt for a Personal Loan to finance your Ganesh festival expenses. The funds from a Personal Loan come with no end-use restrictions and can be used to fund personal expenses for gifting and other necessities.
How much Personal Loan can I get for Ganesh Chaturthi expenses?
You can get a Personal Loan of up to ₹50 Lakhs from Poonawalla Fincorp for any personal needs including funding Ganesh Chaturthi celebrations. The final loan amount depends on internal policies and your overall creditworthiness.
How much time is required to get a Personal Loan for Ganesh Chaturthi celebrations?
With a 100% digital process, you can get a Personal Loan within minutes when you apply with Poonawalla Fincorp.
We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.
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