Cars and bikes have their pros and cons. Before deciding which one to choose, it is important to weigh the advantages and disadvantages based on your wants, needs, and convenience. Read this blog to learn 7 things to consider before choosing a car or a bike.
Car Vs. Bike: 7 Things to Consider Before Purchasing

Here are some of the things you must consider before making a purchase decision:
1. Comfort and Safety
You can sit
comfortably in a car in a chilled air-conditioned interior and
travel anytime and anywhere. Similarly, in winters or rainy season,
it keeps you warm, making it more comfortable and convenient
compared to bikes.
2. Maintenance Cost
The maintenance
and servicing cost of a bike is much lower than that of a car.
Some spare parts of a car are significantly more expensive than
that of a bike.
3. Fuel Efficiency
A bike offers more
mileage than a car. A bike’s mileage starts at around 50 km for a
litre, whereas for a car, it ranges from around 10-20 km for a
litre. If your concern is mileage, a bike may be ideal. However, if
you are looking for safety and comfort, car may be your choice.
4. Insurance
As the cost of a car is
much higher than a bike, the insurance premiums are way more
expensive for cars as compared to bikes.
Also Read: The Best Time to Buy An Used Car
5. Eco-friendliness and Sustainability
Bikes are more eco-friendly as compared to cars since they have
smaller engines. Bikes consume less fuel, and the mileage is more as
compared to cars. On the other hand, cars require more fuel due to
their powerful (higher cubic capacity) engines. With the introduction,
of electric vehicles, both cars and bikes can be eco-friendly.
However, the amount of energy a car uses is significantly greater than
a bike.
6. Loan Amount
As the price of a car
is several times more than a bike, the amount of loan required to
purchase a car is high compared to a bike. For instance, a 150cc
bike can cost you around Rs. 2 Lakh, while an entry-level hatchback
can cost you around Rs. 6 Lakh to Rs. 7 Lakh.
7. Savings
In terms of savings, a bike
always has an edge over a car as the overall cost, maintenance and
service costs are low. Bikes have lower insurance costs, are more
fuel-efficient and are more eco-friendly as compared to cars.
However, comfort, safety and experience come at a cost and if you
opt to buy a car, you will have to pay a premium for it.
If you wish to purchase a car but are worried about finances, you can opt for a used car. Used cars come at a lower price and have slower depreciation. Moreover, you can avail a Pre-owned Car Loan up to Rs. 75 Lakh from Poonawalla Fincorp. Check how to apply in the next section.
Also Read: Type of Car Loans in India: Which is Better?
How to Apply for a Pre-owned Car Loan
Here are the steps to follow:
Step 1: Click on ‘Apply Now’.
Step 2: Fill out the application form.
Step 3: Upload all the necessary documents.
On successful verification, the loan amount will be transferred to your bank account.
To Conclude
By considering factors like comfort, safety, maintenance, insurance, etc., you can make an informed decision between car and bike. Your decision should reflect not only your personal preferences but also your lifestyle, budget, and practical needs. Each mode of transportation has its own unique pros and cons. From the freedom and thrill of a bike to the comfort and convenience of a car, choose a vehicle that aligns with your needs and finances.