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7 Things to Consider While Choosing Between Car and Bike

October 22, 2022 • 6880 views

Cars and bikes have their pros and cons. Before deciding which one to choose, it is important to weigh the advantages and disadvantages based on your wants, needs, and convenience. Read this blog to learn 7 things to consider before choosing a car or a bike.

Car Vs. Bike: 7 Things to Consider Before Purchasing

Here are some of the things you must consider before making a purchase decision:

1. Comfort and Safety
You can sit comfortably in a car in a chilled air-conditioned interior and travel anytime and anywhere. Similarly, in winters or rainy season, it keeps you warm, making it more comfortable and convenient compared to bikes.

2. Maintenance Cost
The maintenance and servicing cost of a bike is much lower than that of a car. Some spare parts of a car are significantly more expensive than that of a bike.

3. Fuel Efficiency
A bike offers more mileage than a car. A bike’s mileage starts at around 50 km for a litre, whereas for a car, it ranges from around 10-20 km for a litre. If your concern is mileage, a bike may be ideal. However, if you are looking for safety and comfort, car may be your choice.

4. Insurance
As the cost of a car is much higher than a bike, the insurance premiums are way more expensive for cars as compared to bikes.

Also Read:The Best Time to Buy An Used Car

5. Eco-friendliness and Sustainability
Bikes are more eco-friendly as compared to cars since they have smaller engines. Bikes consume less fuel, and the mileage is more as compared to cars. On the other hand, cars require more fuel due to their powerful (higher cubic capacity) engines. With the introduction, of electric vehicles, both cars and bikes can be eco-friendly. However, the amount of energy a car uses is significantly greater than a bike.

6. Loan Amount
As the price of a car is several times more than a bike, the amount of loan required to purchase a car is high compared to a bike. For instance, a 150cc bike can cost you around Rs. 2 Lakh, while an entry-level hatchback can cost you around Rs. 6 Lakh to Rs. 7 Lakh.

7. Savings
In terms of savings, a bike always has an edge over a car as the overall cost, maintenance and service costs are low. Bikes have lower insurance costs, are more fuel-efficient and are more eco-friendly as compared to cars. However, comfort, safety and experience come at a cost and if you opt to buy a car, you will have to pay a premium for it.

If you wish to purchase a car but are worried about finances, you can opt for a used car. Used cars come at a lower price and have slower depreciation. Moreover, you can avail a Pre-owned Car Loan up to Rs. 75 Lakh from Poonawalla Fincorp. Check how to apply in the next section.

Also Read:Type of Car Loans in India: Which is Better?

How to Apply for a Pre-owned Car Loan

Here are the steps to follow:

Step 1: Click on ‘Apply Now’.
Step 2: Fill out the application form.
Step 3: Upload all the necessary documents.

On successful verification, the loan amount will be transferred to your bank account.

To Conclude

By considering factors like comfort, safety, maintenance, insurance, etc., you can make an informed decision between car and bike. Your decision should reflect not only your personal preferences but also your lifestyle, budget, and practical needs. Each mode of transportation has its own unique pros and cons. From the freedom and thrill of a bike to the comfort and convenience of a car, choose a vehicle that aligns with your needs and finances.


We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Pre-Owned Car Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply

poonawalla fincorp team

Poonawalla Fincorp Team

Our team of expert writers and editors are passionate about providing authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.

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