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how can i get 900 cibil score
How Can I Get a 900 CIBIL Score?

Category : CIBIL Score

Poonawalla Fincorp Team • Feb 16, 2024 • 158 views

A credit score is a crucial metric that determines your creditworthiness. Most lenders demand you to have a good CIBIL score of 750 and above, to categorise you as a low-risk borrower. This helps you unlock better credit offers as well as instant loan approval. Read on to learn about 7 simple tips on how to get a CIBIL score of 900. But let us first learn about what is a 900 credit score.

thumbnail image factors that will not affect cibil score
6 Factors That Will Not Affect Your CIBIL Score

Category : CIBIL Score

Poonawalla Fincorp Team • Jan 24, 2024 • 247 views

The struggle to identify the factors affecting the CIBIL score and devise a strategy to improve your score is real. Since it is a common problem for many, over the years numerous myths have developed regarding these factors that borrowers consider true.

thumbnail image why cibil score is important in retirement times
Why is Your CIBIL Score Important During Retirement?

Category : CIBIL Score

Poonawalla Fincorp Team • Jan 24, 2024 • 194 views

As individuals approach the golden years of leisure post-retirement, financial considerations and the significance of a high CIBIL score take centre stage. The transition from a regular income to reliance on savings and, if necessary, borrowing, underscores the importance of CIBIL score and maintaining a strong credit profile.

thumbnail image top reasons for loan rejection with good cibil score
Top 8 Reasons for Loan Rejection with Good CIBIL Score

Category : CIBIL Score

Poonawalla Fincorp Team • Jan 24, 2024 • 228 views

Loan can be a lifesaver when financial emergencies arrive, but sometimes, loan approval procedures can get tricky. In several cases, loan applications get rejected even after having a good CIBIL score.

thumbnail image credit rating vs credit score whats the difference
Difference Between Credit Rating and Credit Score

Category : CIBIL Score

Poonawalla Fincorp Team • Jan 05, 2024 • 455 views

Credit score or credit rating - which one to look for while availing of a loan? It goes without saying that terms like credit rating and credit score are overwhelming. Especially when these terms are often used interchangeably. The fact is, credit rating and credit score hold distinct meanings in the financial landscape

credit utilization
How Credit Utilisation Affects Your Credit Score?

Category : CIBIL Score

Poonawalla Fincorp Team • Dec 29, 2023 • 360 views

Credit utilisation is one of the major factors that influences your credit score. It is an indicator of the lending risk, and lenders assess this ratio to comprehend how well you can manage your revolving credit.

CIBIL Score for credit card×
What is the Minimum CIBIL Score Required for a Credit Card?

Category : CIBIL Score

Poonawalla Fincorp Team • Dec 26, 2023 • 374 views

Credit cards are a popular financial instrument that helps you manage your expenses and can also play a key role in increasing your credit score as well.

thumbnail image what is ecn number in cibil report
What is the ECN Number in CIBIL Report?

Category : CIBIL Score

Poonawalla Fincorp Team • Dec 26, 2023 • 363 views

Do you really need to know your ECN when applying for a loan? Yes, the Enquiry Control Number (ECN) has numerous utilities making it essential information for various tasks. So, it is imperative that you have a thorough idea of ECN, its usage and where you can find the number. Read on to know in detail!

CIBIL Report Correction
How to Rectify CIBIL Report Mistakes?

Category : CIBIL Score

Poonawalla Fincorp Team • Dec 24, 2023 • 401 views

Can your CIBIL report be wrong? Yes, in fact, errors in credit reports are a common issue and if not rectified urgently can lower your credit score significantly.

Credit Enquiries
How Credit Inquiries Impact Your Financial Health?

Category : CIBIL Score

Poonawalla Fincorp Team • Dec 20, 2023 • 446 views

A good credit report shows your creditworthiness, which helps you secure a loan at preferential rates and provides additional benefits.

soft credit check
Soft Credit Checks: What Are They and How They Work

Category : CIBIL Score

Poonawalla Fincorp Team • Dec 13, 2023 • 458 views

When it comes to finance terms, you must have come across the words ‘CIBIL score’, ‘credit score’, or ‘credit inquiries.’ These terms are related to your credit history and play a significant role in determining your creditworthiness.

thumbnail image Difference Between Credit Freeze and Credit Lock
What is the Difference Between Credit Freeze and Credit Lock?

Category : CIBIL Score

Poonawalla Fincorp Team • Aug 29, 2023 • 1245 views

In todays increasingly digitized world, financial security has become a huge concern for individuals and businesses alike. With the ever-present risk of identity theft and fraudulent activities, protecting ones credit and financial identity has never been more crucial.

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