Best Mobile Phones Under ₹ 30,000 in India

Today mobile phones have become the gateway to the new evolving world. From staying in touch with loved ones to managing work – your mobile can do it all. The great news? You don’t have to spend a fortune owning a feature-packed phone. With several top-tier options available and with flexible financing options like Consumer Durable Loan, you can bring home the latest brand without dipping into your savings! In this blog, find out about the mobile phones that you can get under ₹30,000 and how a Consumer Durable Loan can help you pay at your convenience. Read on! 

Top 5 Mobile Phones Under ₹30,000 in India

Looking for a high-performance mobile without burning a hole in your pocket? Here’s a carefully chosen list of smartphones under ₹30,000 that pack power, style, and value:

1. Redmi Note 13 Pro+ 5G
•    Price: ₹29,999
•    Highlights: 200MP triple camera, 120Hz AMOLED display, MediaTek Dimensity 7200-Ultra
•    Why it Stands Out: Flagship-level camera and premium design make this a steal

2. Realme Narzo 60 Pro 5G
•    Price: ₹23,999
•    Highlights: Curved AMOLED display, 100MP camera, up to 1TB storage
•    Why it Stands Out: Great for binge watchers and storage-heavy users.

3. Samsung Galaxy M14 5G
•    Price: ₹14,490
•    Highlights: Exynos 1330 processor, 6000mAh battery, 5G-ready
•    Why it Stands Out: Samsung reliability meets budget-friendly 5G

4. Motorola Edge 40 NEO
•    Price: ₹22,999
•    Highlights: P-OLED display, Dimensity 7030, IP68 rating
•    Why it Stands Out: Perfect blend of design and performance

5. Vivo T2 Pro 5G
•    Price: ₹23,999
•    Highlights: MediaTek Dimensity 7200, sleek design, 64MP OIS camera
•    Why it Stands Out: Great for everyday use and mobile photography

Whether you’re a student, professional or just upgrading to a 5G device, a Consumer Durable Loan can save you from the stress of paying upfront.

How to Buy a Mobile Phone with Consumer Durable Loan

If you have shortlisted your phone, the next step is figuring out how to pay for it smartly. A Consumer Durable Loan lets you buy the device you want now and pay in small EMIs over time. Here’s how you can do it:

•    Choose Your Phone: Pick your preferred mobile from an online or offline store.

•    Apply for a Mobile Loan: You can apply online or at the point of sale through a lending partner of your choice.

•    Submit Basic Documents: It usually includes KYC, address proof, and income proof.

•    Get Quick Confirmation: Once your details are verified, your loan will be approved, and funds will be disbursed into your bank account.

•    Take Home Your Device: Walk out with your new mobile and start using it, while repaying the cost through convenient EMIs. 

Benefits of Buying a Mobile With Consumer Durable Loan

When you choose a mobile loan, you unlock several practical advantages. Here’s why it makes sense: 
•    Zero Down Payment: You can take home your new phone without paying anything upfront.
•    Improves Credit Score: Timely EMI payments can help you build or improve your credit history.
•    Zero Collateral: Buy your latest smartphone without the need to pledge any of your assets.
•    Flexible EMI Tenure: Repay your loan based on what suits your monthly budget.

•    Wide Product Range: A Consumer Durable not only helps you buy mobiles at ease but also other electronic items like laptops, TVs, washing machines, and more.

If you’re looking for a quick and hassle-free loan, Poonawalla Fincorp offers Consumer Durable Loan of up to ₹5 lakh with 100% digital application process and quick approval.

Apply for Poonawalla Fincorp’s Consumer Durable Loan

Follow the 3 simple steps below:

Step 1: Click on “Apply Now”
Tap on the ‘Apply Now’ button to initiate your application.
Step 2: Enter Your Details
Enter your DOB, PAN card number, monthly income, and residential details.
Step 3: Upload Your Documents
Upload the necessary or required documents for quicker approval.

Upon successful verification, the loan amount will be disbursed into your bank account instantly.

To Conclude

Buying a feature-packed mobile phone for under ₹30,000 has never been easier. With a wide range of budget-friendly devices offering top-tier features, you don’t need to compromise. Thanks to flexible Consumer Durable Loan, you can now own your latest smartphone and pay later through manageable EMI mobile plans. 
Whether you’re upgrading your current device or making your first big tech purchase, you can apply for a Consumer Durable Loan from Poonawalla Fincorp and get the freedom to choose without any financial pressure.

Frequently Asked Questions

Can I buy a smartphone on EMI without a credit card?
Yes, with a Consumer Durable Loan, you can buy a smartphone on EMI without needing a credit card. Many lenders offer this facility with minimal documentation.

Can I use a Consumer Durable Loan to buy other electronics?
Absolutely! Besides smartphones, you can use a Consumer Durable Loan to buy laptops, TVs, washing machines, refrigerators, and more.

What happens if I miss an EMI payment?
Missing an EMI can lead to penalty charges and may negatively impact your credit score. It’s important to choose a tenure that fits your budget.