OPPO F31 Pro+ Price in India: Complete Guide to Loan and EMI Options

Released in September 2025, OPPO’s F31 Pro+ 5G is available at a starting discounted price of ₹32,999! At this price tag, this smartphone comes equipped with a powerful processor, offers strong battery life, and a pro-grade camera system, all of which can be conveniently financed with a Consumer Durable Loan instead of having to pay for the entire cost upfront. Continue reading this blog to understand its standout features and how easy EMIs can make this purchase manageable.

OPPO F31 Pro+ 5G: Key Specifications at a Glance

The OPPO F31 Pro+ 5G offers a range of high-end features, making it a strong contender in its price segment. Here is a quick look at its key features and specifications:

• Processor: Qualcomm Snapdragon 7 Gen 3
• Display: 17.27cm (6.8-inch) AMOLED, FHD+ (2800x1280)
• Camera: 50MP with OIS + 2MP Monochrome (main camera), 32MP front camera
• Battery: 7000 mAh
• Charging: 80W SUPERVOOC Fast Charging
• Starting Price: ₹32,999
• Variations: Gemstone Blue, Himalayan White, Festival Pink

Also Read: Consumer Durable Loans vs. Credit Cards: Best Option for Festive Shopping 2025

OPPO F31 Pro+ 5G vs OPPO F29 Pro 5G: What’s New?

Here’s a comparison of the OPPO F31 Pro+ 5G and the OPPO F29 Pro 5G:

The significantly higher resolution and longer battery life, powered by the Qualcomm Snapdragon 7 Gen 3, make this flagship variant an easy alternative or those seeking powerful performance.

Also Read: Best Mobile Phones Under ₹ 30,000 in India

How to Finance Your OPPO F31 Pro+ 5G Purchase

Financing your OPPO F31 Pro+ involves picking the model you want and working from there. To suit your needs, the phone is available in two storage variants:

• 8 GB RAM + 256 GB Storage: ₹32,999
• 12 GB RAM + 256 GB Storage: ₹34,999

Both versions can easily be made affordable by opting for a Consumer Durable Loan. This loan is offered at the point of purchase, featuring a quick process and instant approvals with minimal documentation. Features like No-Cost EMI options make it even more affordable as a purchase.

Calculating Your EMI for the OPPO F31 Pro+ 5G

The No-Cost EMI calculation for the OPPO F31 Pro+ 5G is quite straightforward: take the total loan amount and divide it by the number of months that you will repay it.

So, for instance, if you get the OPPO F31 Pro+ 5G for ₹32,999 with a No-Cost EMI for 6 months, then your monthly EMIs would be close to ₹5,500.

If you’re paying interest on your purchase, use an EMI calculator to understand the payment structure and know your precise monthly payment easily.

Applying for the Loan

1. Check eligibility (Indian citizen, minimum age of 18, stable source of income)
2. Keep KYC documentation ready alongside proof of income
3. Go to the store (retail or online) and pick out your OPPO F31 Pro+ 5G
4. Choose the EMI option at the point of sale
5. Submit the documentation and fill out the application form
6. Approval should come through within a few minutes, post which you can take home your brand new OPPO phone!

According to a TechInsights report, India’s smartphone market saw a 5% y-o-y growth just over the first wave of festive shopping in 2025. If you too want the thrill of a new phone without the stress of the one-time payment, opting for a Consumer Durable loan is a wise choice.

Also Read: How to Repay Your Consumer Durable Loan Faster and Save Money

To Conclude

The OPPO F31 Pro+ 5G is a great deal at its price given all the upgrades in its performance and battery life. If you’re looking for affordable financing options, then Poonawalla Fincorp’s hassle-free Consumer Durable Loan provides a great way to make the purchase of this device convenient without breaking your bank. Avail now and bring home a brand new OPPO F31 Pro+ 5G without any hassle

Frequently Asked Questions

What are the colour options for the OPPO F31 Pro+ 5G?

The OPPO F31 Pro+ 5G comes in three unique colours: Festival Pink, Himalayan White, and Gemstone Blue.

Can I get a loan for a mobile phone without a credit card?

Yes, consumer durable loans don’t require a credit card to help you finance your mobile purchase. The loan, usually approved instantly at POS with minimal documentation, functions based on the lender’s loan structure and independent of a credit card.

What is the eligibility for a Consumer Durable Loan?

General eligibility criteria for a Consumer Durable Loan consists of being an Indian citizen, being above 18 years of age, and having continuously earned a stable source of income. It also helps to have basic documents bearing your ID and address proof handy.

Is the OPPO F31 Pro+ a 5G phone?

Yes, the OPPO F31 Pro+ is a 5G-enabled smartphone, fully equipped to handle next-generation mobile networks in India.