How to Unblock Your EMI Card Easily: Online and Offline

The process of unblocking your EMI card online occurs on your lender’s website, whereas unblocking it offline involves contacting customer service and potentially visiting a branch. Either way, the process is easy and frees up your access to your pre-approved amount. This blog guides you through the steps to unblock your EMI card online and offline, as well as a few other important considerations.

How to Unblock Your EMI Card Online?

Unblocking your EMI card online is a straightforward process. Here’s how to do it:

●    Log in to the lender’s website with your registered mobile number and OTP.
●    Go to the card management or service section.
●    Look for the option to unblock your EMI card.
●    Verify your identity by entering your date of birth and entering the OTP you receive on your registered mobile number.
●    Enter the OTP when prompted and confirm your unblock request.

Also Read: How Can I Buy a New Phone on Easy EMI

How to Unblock Your EMI Card Offline

You can also opt to unblock your EMI card offline with a telephonic process. The following steps outline how to proceed:

●    Contact your lender’s customer care helpline, keeping your EMI card details and personal identification ready.
●    Follow the customer care representative’s instructions, and answer security questions or provide documents as requested.
●    If the card was blocked for security reasons or reported lost, you may need to visit a branch for KYC (Know Your Customer) verification.
●    Should all things go well, the process will go smoothly, and you can ask the customer care representative how long it will be before the card is unblocked.

Also Read: How to Use an EMI Card for Online and Offline Shopping

To Conclude

Unblocking your EMI card doesn’t have to be a hassle. Whether you prefer the speed of online portals or the reassurance of speaking with a representative in person, the key is knowing your options and acting promptly. A few minutes of effort can restore your purchasing power and keep your financial plans on track.

If you’re looking to buy an EMI card to make your purchases more convenient, Poonawalla Fincorp’s Insta EMI Card offers attractive terms.

FAQs

Why is my EMI card blocked?
Your EMI card may be blocked due to missed payments, a low credit score, security concerns, or issues with your ECS mandate. Identifying the reason helps you resolve it quickly.

How do I unblock my EMI card online?
To unblock your EMI card online, log in to the lender’s website or the loan app using your registered mobile number and OTP. Then, proceed to the card management section, verify your identity, and submit the request to unblock. You will receive instant confirmation in most cases.

What documents are needed to unblock my EMI card offline?
Typically, documents required to unblock your EMI card offline include your EMI card details, a valid identification document, and proof of address. In some cases, you may need additional documents.

Is there a fee to unblock my EMI card?
Generally, there is no fee to unblock your EMI card unless specific services are required during the process, such as redoing your KYC.

What is a no-cost EMI, and how does it relate to my EMI card?
A no-cost EMI allows you to split the purchase cost into monthly payments without incurring additional interest. You can manage these offers through your loan app, making it easier to shop and repay without stress.