How to Download PAN Card Online from NSDL & UTIITSL

Downloading your PAN card from NDSL and UTIITSL require relatively straightforward steps, though they differ according to each site. These are the only two entities appointed by the Income Tax Department (ITD) for any and all PAN-related services. Read on to learn the step-by-step process for downloading your PAN card online through these portals. 

How to Download e-PAN Card from NSDL

NSDL (National Securities Depository Limited) is now known as Protean eGov Technologies Ltd. The facility to download an e-PAN card is only available for applicants whose latest application was processed through Protean. 

Follow these simple steps for instant PAN card download from NSDL: 

• Visit the official NSDL e-PAN download portal. 
• Now, choose the option you want for retrieval: either through your PAN number or the acknowledgement number given at the time of PAN application.  
• Enter your date of birth according to the month and year format requested by the site. If you’ve chosen verification via your existing PAN number, you’ll also need to provide your Aadhaar number. Complete the Captcha verification as well. 
• Once the details are submitted, OTP-based authentication (One Time Password) will be required via a mobile number or email ID registered as per PAN records.  
• On completion and verification, the e-PAN card will be sent to your registered email ID in PDF format.  

If you’re downloading the e-PAN within 30 days from PAN issuance or the latest change made, there are no charges levied for up to 3 instances of downloading. In all other cases, a charge of Rs 8.26 per download will be applicable. 

Also Read: Pan Card Loan of ₹50,000: A Step-by-Step Guide 

How to Download e-PAN Card from UTIITSL

You can download your e-PAN via UTIITSL (UTI Infrastructure Technology And Services Ltd) if your application was processed through the site.  

Follow these simple steps for instant PAN card download from UTIITSL: 

• Visit the official e-PAN download section on the UTIITSL. Add your PAN number, birth date, and the captcha code. Submit the details to proceed. 
• After submission, the e-PAN download link will be sent to your registered email ID; enter it to confirm your identity.  
• The e-PAN PDF will be sent to your registered email ID after your OTP is verified successfully. 

If the request is made within 30 days of the PAN card issuance or latest update, the download is free of cost. If the request is made after 30 days, then a nominal charge of Rs 8.26 is payable for each download. 

Also Read: Applying for a PAN Card Loan Online: Steps and Benefits 

Downloading PAN Card Using Different Details

The government offers a measure of flexibility to download your e-PAN utilising various details, depending on your situation: 

• Without PAN number: Download using the “Acknowledgement Number” received after submission of the PAN application on the NSDL or UTIITSL website along with OTP verification. 
• With Aadhaar Number: The Income Tax portal permits you to check the status/download e-PAN by entering your Aadhaar number.  
• Name and date of birth: A few portals have provided for requests to be retrieved and verified through name and date of birth, but in most cases, this needs to be alongside either PAN or acknowledgement number. 
• Via Digilocker: Log into Digilocker, search for PAN under the Income Tax Department, and fetch your digital PAN using your details. 

Also Read: How to Check Active Loans Using Your PAN Card: A Step-By-Step Guide 

Opening and Accessing Your e-PAN

Your e-PAN is saved as a password-protected PDF to keep it secure. To access it, use your date of birth (or incorporation date, for non-individuals) as the password, in DDMMYYYY format. The PDF contains your PAN number, name, date of birth, photograph, and a QR code for real-time verification. 

To Conclude

Having a virtual copy of your PAN card helps you save time and avoid unnecessary long queues, irrespective of where it was issued from. Just make sure that every detail present on your PAN card is always updated to complete the process without any hassle. 

This document being easily accessible also streamlines the process of applying for Personal Loans. Poonawalla Fincorp offer hassle-free personal loans with minimal documentation using valid and updated documents for a seamless experience. 

Frequently Asked Questions

Is e-PAN legally acceptable?
e-PAN is legally recognised as a digital version of the physical PAN card. It can be used for all official and financial purposes without restrictions. It is accepted as valid proof by banks, NBFCs, mutual funds, and even government agencies. 

Do I need to pay to retrieve e-PAN?
You can retrieve your e-PAN within 30 days of PAN allotment, or any changes made to it, at no cost. After the free period, a small fee of Rs 8.26 (including taxes) is charged. This fee is mandatory prior to e-PAN download.  

Am I able to download e-PAN numerous times?
Yes, you can request and download your e-PAN as many times as you need. Each time the process will remain the same, maintaining simplicity by only requiring your basic information and essentials. If the 30-day free window has passed, you will be charged a nominal fee per download. 

What is the eligibility for e-PAN?
e-PAN is given to people in India who have an Aadhaar, and a working mobile number linked to it. This pairing is vital for OTP validation. Companies and individuals below the age of 18 are currently ineligible.  

What steps are involved in downloading an NSDL e-PAN card?
Visit the NSDL eGov website and navigate to the e-PAN download segment. Provide your PAN, Aadhaar number, and date of birth. OTP verification will be sent to your registered mobile number. After verification, the e-PAN is sent to your registered email ID in PDF format. 

How can one download a PAN card with UTIITSL?
Go to the UTIITSL portal for PAN services and select the e-PAN download option. Enter your PAN or application number along with your date of birth and complete the OTP verification. Upon successful verification, you will be able to download the e-PAN PDF from the email sent to your registered ID. 

Where can I find the download for a PAN card copy?
It can be obtained through the NSDL or UTIITSL portals using PAN or Aadhaar number along with date of birth. After the OTP confirmation, e-PAN will be issued in a securely encrypted PDF format.