Downloading your PAN (Permanent Account Number) card online is a straightforward process. It can be done through NSDL (now known as Protean eGov Technologies Ltd.) or UTIITSL (UTI Infrastructure Technology and Services Limited). The Income Tax Department of India officially authorises these two portals for all PAN-related services. It includes applying for a new PAN, tracking its status, or downloading an e-PAN card.
Below is a step-by-step guide to help you easily download your e-PAN card from both portals.
Steps to Download the E-PAN Card from NSDL?
Follow these simple steps for instant PAN card download from NSDL:
Step 1: Visit the official NSDL e-PAN download portal.
Step 2: Now, select the option you prefer for retrieval: either through your PAN number or the acknowledgement number provided at the time of PAN application.
Step 3: Enter your date of birth in the format requested by the site, using the month and year. If you've chosen verification via your existing PAN number, you'll also need to provide your Aadhaar number. Complete the Captcha verification as well.
Step 4: Once the details are submitted, OTP-based authentication (One-Time Password) will be required via a mobile number or email ID registered in accordance with the PAN records.
Step 5: On completion and verification, the e-PAN card will be sent to your registered email ID in PDF format.
Note: If you download the e-PAN within 30 days of PAN issuance or the latest update, it’s free for up to three downloads. In all other cases, a charge of Rs. 8.26 per download will be applicable.
Also Read: Pan Card Loan of ₹50,000: A Step-by-Step Guide
Steps for UTIITSL PAN Card Download
Follow these simple steps for instant PAN card download from UTIITSL:
Step 1: Visit the official e-PAN download section on the UTIITSL. Enter your details, including your PAN number, birth date, and the captcha code. Submit the details to proceed.
Step 2: After you submit, an OTP (One-Time Password) will be sent to your registered email ID or mobile number.
The e-PAN PDF will be sent to your registered email ID once your OTP is successfully verified.
Note: If your e-PAN request is within 30 days of issuance or the latest update, download is free; after 30 days, a nominal fee of Rs. 8.26 per download applies.
Steps to Download PAN Card Online Using Different Details
The government provides flexibility to download your e-PAN using various details, depending on your situation:
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Without PAN Number: You can download your e-PAN using the Acknowledgement Number. It can be received after submitting your PAN application on the NSDL (Protean) or UTIITSL website, along with OTP verification.
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With Aadhaar Number: The Income Tax e-Filing portal allows you to download or check the status of your e-PAN by entering your Aadhaar number.
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Using Name and Date of Birth: Some third-party sites may allow you to retrieve or verify PAN details using your name and date of birth. However, this usually needs to be combined with either the PAN number or the Acknowledgement Number.
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Via DigiLocker: Log in to DigiLocker, then search for 'PAN' under the 'Income Tax Department' section. You can download your digital PAN using your registered details.
Steps to Download e-PAN Through the Income Tax e-Filing Portal
To use the Income Tax e-Filing portal, follow these easy steps:
1. Visit the official portal and click on either "Instant e-PAN" or "Check Status/Download PAN."
2. Select the Aadhaar-based option (or log in if necessary), then
enter your Aadhaar number. Also, provide the one-time password (OTP)
that was provided to your registered phone.
3. After you confirm your identity, you'll see the "Download e-PAN" button. Click it to obtain your e-PAN PDF.
Ensure your mobile number is linked to your Aadhaar or PAN so that OTP verification proceeds smoothly.
Also Read: How to Check Active Loans Using Your PAN Card: A Step-By-Step Guide
Steps to Download Duplicate PAN Card
If you have lost your PAN card or need a duplicate PAN card, you can:
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Visit either the NSDL or UTIITSL website.
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Select the option for “Reprint of PAN Card” (also called Reprint PAN / Reprint e-PAN under PAN services).
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Enter your details, such as PAN number, date of birth, and Aadhaar number (as required).
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Submit the request after OTP-based verification on your registered mobile number or email ID.
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If you choose a physical card, it will be sent to your registered address right away. If you select an e-PAN, you can download it right away.
People who already have a PAN but have lost, misplaced, or damaged their card can use this feature. You can use the duplicate PAN for all official and financial purposes, such as submitting your taxes, banking, and investing in mutual funds.
How to Access Your Downloaded e-PAN Card?
For security reasons, your e-PAN is sent to you as a password-protected PDF. You can open it by entering your date of birth (for people) or date of incorporation (for businesses) in the format DDMMYYYY.
Your PDF includes essential details, such as your PAN number, name, date of birth, photo, and a QR code. The QR code can be scanned immediately to prove that the PDF is authentic.
Having a digital copy of your PAN card makes it easier to access and use whenever needed. This saves you from long queues or delays. To avoid identity or financial problems, PAN holders should ensure that all the information on their PAN is correct and up to date.
Also Read: Lost PAN Card and Need It Urgently? Get Instant e-PAN + Physical Card Replacement Strategy .
To Conclude
Regardless of where your PAN card was issued, having a digital copy saves you time and eliminates the need to wait in long queues. To avoid financial problems, ensure your PAN information is always accurate and up to date. It also ensures that the verification process proceeds smoothly during essential online applications and financial transactions.
Having your PAN on hand makes it easier and faster to apply for financial products. Poonawalla Fincorp makes it easy to get a Personal Loan with minimal documentation. Get approved for a Personal Loan quickly and easily with a valid PAN card.
FAQs
Is e-PAN legally acceptable?
E-PAN is legally recognised as a digital version of the physical PAN card. It can be used for all official and financial purposes without restrictions. It is accepted as valid proof by banks, NBFCs, mutual funds, and even government agencies.
Do I need to pay to retrieve e-PAN?
You can retrieve your e-PAN within 30 days of PAN allotment or any changes made to it, at no cost. After the free period, a small fee of Rs 8.26 (including taxes) is charged. This fee is mandatory before downloading the e-PAN.
Can I download e-PAN multiple times?
Yes, you can request and download your e-PAN as many times as you need. Each time, the process will remain the same, requiring you to provide your basic information.
What is the eligibility for an instant e-PAN?
Individuals in India with a valid Aadhaar number and an active mobile number linked to it for OTP authentication can obtain an e-PAN. Currently, only individual applicants (excluding companies, firms, and those under 18 years of age) can apply for an e-PAN.
Where can I download a copy of my PAN card?
It can be obtained through the NSDL or UTIITSL portals using a PAN or Aadhaar number, along with the date of birth. After successful OTP verification, the e-PAN will be issued and available for download in a secure, password-protected PDF format.
We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.
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