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Why Take a Personal Loan for Home Interior Redesigning

October 23, 2023 • 1161 views

The interior design of a house reflects your personality, taste, and aesthetics. However, a house renovation is an expensive affair. Thankfully, a quick Personal Loan for home interiors can be of immense help.  They are collateral-free and offer complete flexibility on the end-use of funds. Read on to know how a Personal Loan for redesigning your home interior can help, the eligibility criteria, the documents required, and the benefits.

How Can a Quick Personal Loan Help With Home Interior?

Here’s how an instant Personal Loan for a home interior can be of great help:

  • Replace old furniture with new and modern ones.
  • Repair or remodel the kitchen, bedroom, etc.
  • Change electrical wiring, buy new appliances and walls painting, and extend space.
  • Remodel or renovate a section or the entire house with this type of loan.
  • Its flexible tenure allows you to repay based on your financial capacity.
  • Some lenders provide personal loans at interest rates lower than home loans.
  • You do not need to go through an elaborate documentation process to avail a Personal Loan for home interior renovation and upgrade.
  • The loan sanction and disbursal process for Personal Loans is quick and instant so that you can instantly execute your plan for home interior renovation.

Eligibility Criteria for a Personal Loan

Here are the eligibility criteria for an instant Personal Loan for home interior:

  • Age: You must be between 22 to 57 years of age.
  • Credit Score: You must have a healthy credit score of 750 or above.
  • Citizenship: You should be an Indian citizen.
  • Employment: You must be a full-time employee at specified organisations (Central Govt, PSU, MNCs, etc.)
  • Income: You must have a minimum monthly income or net take-home salary of at least Rs. 30,000 per month.

Documents Requirements for a Personal Loan

Here is a list of essential documents required for an instant Personal Loan:

  • Identity Proof: Aadhaar card, passport, driver's license, PAN card, or any other government-issued ID.
  • Address Proof: Utility bills, passport, rental agreement, or any document that verifies your residential address.
  • Income Proof: Salary slips, bank statements, Form 16, or income tax returns, depending on your source of income.
  • Employment Proof: Employee ID card or a letter from your employer confirming your employment.
  • Recent Photographs: Passport-size photographs may be required.
  • Loan Application Form: You will need to fill out the lender's loan application form with the correct details.

Get a Personal Loan for your home interior from your trusted partner, Poonawalla Fincorp. Check out how to apply in the next section.

Also Read - Why Consider a House Renovation Loan for Your Next Home Improvement Project?

How to Apply for a Personal Loan for Home Interior From Poonawalla Fincorp?

Here are the 3 simple steps to apply for a Personal Loan for home interior from Poonawalla Fincorp:

Step 1: Click on Apply Now.

Step 2: Fill out the application form.

Step 3: Upload all the necessary documents.

Upon verification, the loan amount will be credited to your bank account instantly.

Also Read - Maximizing Your Savings: Tax Benefits of Home Renovation Loans

To Conclude

A quick Personal Loan for home interior projects is an accessible financial service that allows you to transform your home in a way that reflects your style and comfort. Whether you're planning a complete home makeover or simply want to make some upgrades, a Personal Loan provides the necessary funds without affecting your finances. Get a Personal Loan up to Rs. 30 Lakh for upgrading your home interior with minimal documentation and flexible repayment options from Poonawalla Fincorp.


We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Personal Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply

poonawalla fincorp team

Poonawalla Fincorp Team

Our team of expert writers and editors are passionate about providing authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.

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