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Get a Quick Personal Loan for Home Interior

October 23, 2023 • 952 views

A home is much more than just a place to reside. It's an expression of a person’s personality, tastes, and aspirations. Home interior design isn't just about aesthetics; it's about creating a functional and harmonious living space. However, home renovation is an expensive task and may require you to shell out more than you planned. To avoid this, you can simply apply for a Personal Loan for a home interior makeover.

In this article, we will explore how a Quick Personal Loan for a home interior renovation can help you. We'll also guide you through the eligibility criteria, necessary documents, and the seamless process of securing a Quick Personal Loan with Poonawalla Fincorp.

What is a Personal Loan for a Home Interior Upgrade?

Whether you're looking to remodel your kitchen, update your bathroom, or give your entire home a makeover, the costs involved can be huge. Furthermore, many costs add up during the renovation process due to any unexpected repairs that your home may require to avoid any issues later. Luckily, you can fulfil such requirements without stressing about the finances with the help of a Personal Loan for a home interior renovation.

Imagine your dream kitchen with modern appliances, a living room with stylish furniture, or a bedroom with soothing colours all of these are within your reach with the right financial assistance. A quick Personal Loan for a home interior makeover can provide the necessary funds to transform your living space into a haven of beauty and functionality.

How Can a Quick Personal Loan Help You with Your Home Interior?

Whether you're looking to make small changes or undertake a major overhaul, a quick Personal Loan can be a valuable tool in your home improvement journey. This loan provides the following benefits:

  • It can help you renovate and remodel the entire house or even a section of it as per your preferences.
  • The loan can provide you with funds to replace old furniture, add new furnishings, or invest in exquisite decor items.
  • Quick Personal Loans are unsecured and offer swift approval and disbursal, making them a hassle-free financing option for home renovation.
  • The flexible repayment tenure of this loan does not become a burden and allows you to choose a repayment schedule.

Eligibility Criteria for a Quick Personal Loan

Before you embark on your home interior project with the help of a quick Personal Loan, it's essential to check your eligibility for the loan and gather the necessary documents. Here are the typical eligibility criteria for a quick Personal Loan:

  • Age: You should be within the age range specified by the lender, which is typically between 22 - 65 years.
  • Income: Lenders usually require a minimum monthly income or net take-home salary to ensure that you can repay the loan.
  • Credit Score: A good credit score is a crucial factor in loan approval. A higher credit score (720 and above) indicates your creditworthiness and leads to lower interest rates.
  • Employment: You should be a full-time employee for at least a specific period as determined by the lender, with a stable source of income.
  • Citizenship: Only Indian citizens can apply for a quick Personal Loan for a home interior makeover.

Document Requirements

Here is a general list of essential documents commonly required for a quick Personal Loan:

  • Proof of Identity: Aadhaar card, passport, driver's license, PAN card, or any other government-issued ID.
  • Proof of Address: Utility bills, passport, rental agreement, or any document that verifies your residential address.
  • Income Proof: Salary slips, bank statements, Form 16, or income tax returns, depending on your source of income.
  • Employment Proof: Employee ID card or a letter from your employer confirming your employment.
  • Recent Photographs: Passport-sized photographs may be required.
  • Loan Application Form: You will need to fill out the lender's loan application form with the correct details.

How to Get a Quick Personal Loan for a Home Interior Renovation?

To avail of a quick Personal Loan for home renovation, simply follow the steps below to get started

  • Check Eligibility: Visit the official website of your chosen lender or contact their customer service to check your eligibility for a quick Personal Loan.
  • Gather Documents: Ensure you have all the required documents as specified by the lender.
  • Loan Application: Fill out the loan application form with accurate details about your personal and financial information.
  • Submit Documents: Upload or submit the necessary documents as per the lender’s instructions.
  • Verification: The lender will verify your application and documents.
  • Approval: Once the application is approved, you will receive an approval notification on your contact number and e-mail.
  • Disbursal: After approval, the loan amount will be disbursed directly to your bank account.
  • Repayment: You can choose a suitable repayment tenure using the Personal Loan EMI calculator and start repaying the loan as per the agreed-upon schedule.

Also Read - How Personal Loan Can Be Used For Home Renovation or Office Interior?


A quick Personal Loan for home interior projects is an accessible financial tool that allows you to transform your home in a way that reflects your style and comfort. Whether you're planning a complete home makeover or simply want to make some upgrades, a quick Personal Loan provides the necessary funds without affecting your finances.

At Poonawalla Fincorp, we understand the importance of your home and the role it plays in your life. That's why we offer quick Personal Loans with competitive interest rates, flexible repayment options, and minimal documentation.


We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Personal Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply

poonawalla fincorp team

Poonawalla Fincorp Team

We are a team of expert writers and editors passionate about providing our readers with authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.

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