personal loan for wedding expenses

How To Deal With Unexpected Wedding Expenses?

June 15, 2022 • 4037 views

Weddings are a big deal. They require extensive planning and, of course, money. Every wedding function and all the smaller functions leading up to it require a handsome décor, rich cuisine, expensive jewelry and clothing, gifts, and at least 200 guest invitations. It generally is a big show.
Regrettably, some unforeseen expenses can sometimes weigh heavily on your finances. For example, last-minute expenses may catch you off guard, no matter how meticulously you plan a wedding. Errors on invitation cards, more guests than intended, clothing concerns, and last-minute vendor cancellations are all examples of unexpected expenses.
A Personal Loan for a wedding provides the much-needed financial cushion to cover such costs and ensure a stress-free wedding.

5 Wedding Expenses That You Didn't Expect

These are some of the unexpected wedding costs you may encounter when creating a wedding budget:
1. Invitations
Invitations are among those things that might be forgotten and for which no budget is set down. Invitations are frequently large in number, especially in countries like India, where the culture often entails big weddings. If you use the mail system, postage charges will add to your already mounting expenses.
2. Paid Tips
Tipping for services such as food, valet, room service, makeup artists, and other such services can burn a hole in your pocket during a wedding celebration. It may not appear to be much at first, but you may be surprised when the statistics are added up.
3. Last-minute Attendees and Arrangements 
It's always wise to have your guest list ready well ahead of time for a wedding. You must do this for your budget to be planned appropriately. In addition, it's a good idea to have a few extra seats, hotel accommodations, and food on hand in case those who cancelled turn up.
4. Transport
If you want to have a grand wedding where your guests are treated well, you may want to hire transportation services to pick them up and drop them off at the site. These costs are frequently overlooked, and they are never planned or implemented. You'd still need more financial assistance to pay off your debts.
5. Hotel Reservations
If your guests are set to travel from afar to attend your wedding, you may need to put them up in a hotel. However, this could result in additional fees and expenses, as a hotel stay can be costly.

How Much Does Average Wedding Cost in India? 

Following is a list of the major expenses incurred during a typical Indian wedding. Please note that this is just an indicative list and actual expenses could vary from event to event.  


Amount (in Rs.)

Wedding Cards


Professional photographer


Hotel/Wedding venue


Transportation cost









A Wedding Loan to take care of all the unforeseen Wedding Expenses

A wedding loan is an unsecured Personal Loan for a wedding that allows you to handle your unforeseen wedding costs easily. These loans by Poonawalla Fincorp allow for simple online applications and approval in minutes, making them an excellent alternative for last-minute wedding needs. 
A Personal Loan offers the much-needed financial cushion to cover such costs and ensure a stress-free wedding.

Characteristics of a Wedding Loan

A wedding loan can help you deal with a slew of last-minute expenses. If you're thinking about getting one to cover your last-minute wedding needs, it's essential to understand the features and benefits.

No Collateral Required

Unlike any other type of loan that requires you to provide collateral or present a guarantor as a security for the loan, wedding loans are unsecured loans that you can obtain without a guarantor, security, or collateral. This reduces the hassle of getting the loan significantly.

Online Application

Poonawalla Fincorp offers a completely online Personal Loan application procedure thaht you can complete from the comfort of your home using the lender's website or app. Therefore, you do not have to waste time in long queues to obtain the loan.

There Are No End-Use Restrictions

A Personal Loan for a wedding has no end-use restrictions. You can use your loan amount for any wedding-related expenses, such as the venue, food, photography, wedding gown, decorations, gifts, and invitations.

Advantages of a Wedding Loan

Let us look at the advantages offered by a Personal Loan in covering unexpected expenses:

Ease of Obtaining Funds:

You don't have time to go to the lender's office and apply for a loan because you're busy organizing the wedding. Poonawalla Fincorp welcomes you to apply for a Personal Loan online through their website or app, which you may do from your smartphone or laptop.

Quick Approval

Lenders provide rapid loan approval and disbursement, ensuring that you receive the funds you need on a schedule and without delaying your wedding plans.

No Assets to Put at Risk

Because Personal Loans are not secured, you can acquire a loan without putting anything at risk.

Simple Repayment

With flexible repayment periods, you can choose EMIs that fit neatly into your monthly budget.

Finances are Preserved

A Personal Loan for a wedding allows you to organize your wedding the way you want it without depleting your savings. So plan your wedding day today and pay for it in simple EMIs at your leisure.
Unforeseen costs do not have to derail your wedding preparations. Knowing that you can apply for a Personal Loan to assist you in paying for all of your wedding expenses is comforting.
A Personal Loan for a wedding provides you with immediate cash. A Personal Loan offers several other advantages, such as quick approval, flexible payback, and a simple online application. You may easily manage unforeseen expenses with a Personal Loan for a wedding. So, seek a loan and prepare for any unexpected costs to ensure your dream wedding is an unforgettable event.

Some Frequently Asked Questions:

  • What is a good budget for an Indian wedding?

Indian wedding usually happens at a grand scale which means there is a huge marriage expense that the families of both, bride and groom have to bear. It is a common practice in India that you make a budget on the higher side. However, a good budget for an Indian wedding includes various factors such as the location and time of the wedding. 

  • What are typical wedding expenses in India?

Typical wedding expenses in India include various things such as booking a venue, wedding clothes, ring, catering, ornaments, photography, wedding decoration, and others. A Few things may vary from person to person – depending upon personal choices. 

  • How much does the average marriage cost in India?

Marriage is one of the biggest celebratory occasions in India where two families come together, not just two individuals.  Marriage expenses in India change according to location, social norms, affordability and understanding between both families. Also, it highly depends upon personal choices and wishes what they want to do. Moreover, marriage expenses in India range from Rs. 5 lakhs to Rs. 50 lakhs, for middle to an upper-middle-class family


We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Personal Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply

poonawalla fincorp team

Poonawalla Fincorp Team

Our team of expert writers and editors are passionate about providing authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.

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