Pathology Lab in India

How to Open a Pathology Lab in India

July 26, 2022 • 5999 views

If you are thinking about starting your own business and have a basic understanding of medical procedures and practices, Pathology labs are the finest options in India. In today’s fast-paced lives, there is a rise in medical issues. With rising awareness of healthcare, more disposable income, global exposure, and improvement of medical facilities, Pathology Laboratory is a very lucrative business. India itself is home to about 1,00,000 laboratories which are a fine mix of radiology centres and pathology laboratories.

Pathology labs help in determining the cause of disease and diagnosing the exact medical condition of a patient. It performs various diagnostic testing and based on results, suggests the most appropriate treatment. These labs are looked upon for accurate diagnostic, quick access to health reports and importantly the comfort of getting tests done at your home. However, as for any other business, it requires strategy, capital, investment and much more. Read on to know more about how to open a Pathology Lab in India. 

Things to Consider While Opening a Pathology Lab

Opening a Pathology lab

To start any business, planning is a necessity. Knowing how to open a pathology lab in India will help you plan effectively. From infrastructure to investment and working capital, everything has to be planned. A few essential things to consider are:

1.    Location

The primary requirement for a pathology lab is feasible premises. Not only the location should be easily accessible and well connected but it should have clean surroundings to protect against sample contamination. The lab should have proper seating space for patients with ample space for medical equipment, sample storage and future infrastructure changes. In this way, you can grow your pathology lab profit margin in India. 

2.    Investment

The next prominent factor to consider is finances. Pathology lab requires medium to a high capital amount for factors such as:

  • Setting up a lab
  • Purchase of medical equipment
  • Maintenance and repair of equipment
  • Purchase of software for diagnostic results
  • Utility bills
  • Employee salary, etc

A tentative initial pathology lab set-up cost would be approx. Rs.20 Lakh, while for mid-scale and large-scale labs, it would be approx. Rs.50 Lakh and Rs.2 Crore respectively. To set up a laboratory, manage expenses and grow a business, medical loans are highly recommended. Nowadays, the process of getting a loan has got simplified, which will help you with the pathology lab set-up cost.  From the comfort of your home, you can easily apply for an Online Medical Equipment Loan and there are multiple loan options available which are mentioned below.

3.    Appropriate License and Registration 

Unlike other businesses, the pathology business requires high attention to detail when it comes to licenses and certificates. A few important licenses are required for the pathology lab registration process:

a.    Accreditation from Good Clinical Practices
b.    The license of the National Accreditation Board for Testing and Calibration Laboratories
c.    Registration with Shops and Establishments Act
d.    Registration with Clinical Establishment Act
e.    Registration with biomedical waste disposal body
f.    Approval from the Pollution Control Board
g.    NOC from the municipal corporation and fire department.

You can also take a look at the pathology lab registration process online to gain a better understanding before borrowing a loan. 

4.    Equipment

Equipment and software are core necessities of the pathology business. It is required for diagnosis, report generation, scheduling, and almost all the major operational requirements. It is necessary to make sure they are from certified and trusted suppliers. Also, they should be installed with the latest technology and be easy to operate. 

5.    Employees

At last, it is not a one-man business. A proper team of receptionists, lab technicians, pathologists, assistants, cleaners, etc. are required to successfully grow this business.

Also Read :- How Medical Equipment Loan is Helpful to Purchase New Medical Devices?

Medical Equipment Loan for Laboratory

The overall cost of your pathology lab may depend on how technologically advanced your lab is. Based on the above estimates, arranging a huge investment can be a tedious task. To help with that, you can avail professional loans for doctors or Medical Equipment Loan for laboratories. They offer huge support in the initial phases of business. Nowadays, with leading financial institutions, you can also apply for Online Medical Equipment Loan just from your smartphone.

Medical Equipment Loans are just one type of loan offered under Healthcare Loans. They can be sub-categorised as

  1. Loans for doctors
  2. Loans for non-individuals
  3. Loans for dentists

Since it is a challenging task to anticipate the required investment, few lenders also offer Flexi Business Loans. Under this loan, 

  1. You can make multiple withdrawals
  2. Prepay the loan
  3. Pay interest-only EMIs for the initial tenor

Features and Benefits of Medical Equipment Loans

  • These loans give very high limits because medical equipment can be expensive. Individuals can borrow as much as Rs. 2 crore and companies have an even higher borrowing limit.
  • Metropolitan cities offer higher funds as compared to Tier-2 or Tier-3 cities.
  • The general repayment period for these loans can go up to a maximum of 7 years and can differ from lender to lender.
  • The lender may also charge you a processing fee for the loan which tends to be 1% to 2.5% of the loan amount. The processing fee also depends on the lender that you take the loan. 
  • While providing collateral is not mandatory, lenders may ask for it if your loan amount exceeds a limit set by them.
  • With online banking becoming more and more popular, many Non-Banking Financial Companies (NBFCs) allow for applications for these loans to be submitted online.
  • Many institutions have made the loan application process a lot smoother. Understanding the hassle and time it requires, Poonawalla Fincorp offers completely transparent loans with no hidden charges starting at Rs. 1 Lakh at competitive rates
  • We at Poonawalla Fincorp also offer Online Medical Equipment Loan with a seamless verification process, quick approval, and instant disbursal.

Eligibility Criteria for Medical Equipment Loans

Many professionals have this question, ‘can a MBBS doctor open a pathology lab in India’. If you fit within the qualification required to open a pathology lab, you can avail of a Medical Equipment Loan easily. However, the eligibility criteria for Medical Equipment Loan vary from lender to lender. A few important criteria are mentioned below. It is advised to keep everything ready to save time and get quick loan approval. The following points will answer your question “Who can open pathology lab?”

  • A basic medical degree is the bare minimum qualification required to open a pathology lab for applicants.
  • Apart from Allopathy, Doctors specializing in Homoeopathic, Unani and Ayurvedic medicine can also apply for this loan.
  • Individuals must be between the ages of 25 and 65 to be eligible to apply for a loan, though this age range may vary. 
  • If a company is applying for this loan, then the promoters of the said company should have a minimum qualification of MBBS or BDS.
  • The credit history of individuals applying for the loan needs to be impressive. Any lender should not have classified them as defaulters in the past. If other people are co-applying for the loan, their credit histories must also be perfect.

Optional Requirements:

  • Some lenders may require that you should have been residing at your current address or have had your current office for about 5 years.
  • They may also require that you have a minimum of 3 years of experience in running a medical facility.

With accurate results, quick access to health reports and the comfort of getting it at your home, Pathology Laboratories have become indispensable and a boon in the diagnosis of various human illnesses impacting our lives. In case you do not have an MD Pathology Diploma or an equivalent degree from the Medical Council of India, you can still operate this business as an investor or manager. If you are planning to apply for a loan, an online Medical Equipment Loan for Laboratory is the best direction to go in. So the next time you are faced with the question “How to open pathology lab in India”, do visit Poonawalla Fincorp and you will have all your answers quickly!


  • Can I open a pathology lab without a degree?

No. You are required to submit your degree or qualification certificate to avail of a Professional Loans for Doctors to open a pathology lab.

  • How much investment is required to open a pathology lab?

The actual budget required to open a pathology lab depends on a host of factors such as the location of the lab (metro, city, town, etc.), size of the lab, type of equipment required, etc. The budget can range from several lakhs to a few crores of Rupees depending on these factors.

  • Can I open a pathology lab after BMLT?

Yes. You can open a pathology lab after BMLT, as it comes under the qualification required to open a pathology lab. You just need a license to open the lab and adequate funding.

  • How do I start my own pathology lab?

If you are qualified for opening a pathology lab in India, all you have to do is get the license for the same and acquire the necessary funding.

Leave a Comment


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P J Thakuria| February 24, 2023

I am keen to start a diagnostic lab / Pathological lab. Kindly provide me details of the project, if you can, please.Regards.

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PoonawallaFincorp | February 24, 2023

We are here to provide you the medical equipment loan for a lab with quick disbursment and minimum documentation process. Please read all the details about the eligibility, documentation, interest rate etc. . .  and apply today.

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Sourangshu | February 24, 2023

Looking for loan to start a small integrated path lab in kolkata

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PoonawallaFincorp | February 24, 2023

Required medical euqipment for a pathalogy lab are always too expensive. We are here to provide you the medical equipment loan for a lab with attractive interest rate and quick disbursment. Kindly check-out all the details and apply today.

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Feroze Khan| February 24, 2023

Open an pathology laboratory to serve the community.It\s time for me to give something back to help others in the neighborhood where I grew up.

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