Instant Cash Loan

How to Get Instant Cash Loan Within 1 Hour?

July 10, 2023 • 910 views

An individual often takes out a Personal Loan or Cash Loan in case of a financial emergency or unexpected situation. Be it for a wedding expenditure or to cover a medical expense, a Cash Loan can be used for multiple purposes. Being an unsecured type of loan, it does not require you to pledge any security or collateral. This short-term loan requires minimal documentation and can be processed quickly in a span of 1 hour. So, if you need an instant Cash Loan in 1 hour, read on to find out more about its benefits, documentation and application process. 

Benefits of Getting an Instant Cash Loan in 1 Hour

Before taking out loans in an hour, it is necessary to know about the benefits that come along with it. Some NBFCs like Poonawalla Fincorp offer a Cash Loan at an attractive rate of interest starting from 9.99%. Listed below are a few of the key benefits of availing a Cash Loan. 

No Security/Collateral

As an unsecured loan, Cash Loans can be availed of without the need for security or collateral. You can easily get the cash without having to go through the hassle of pledging an asset. All you have to do is maintain a good CIBIL score and fulfil the eligibility criteria to avail yourself of the loan in no time. 


You can take out and use a Cash Loan for any purpose you see fit. It can be for planning a wedding, home renovation, medical expenses, paying off a debt, or supporting your child’s higher education. 

Instant Access to Cash

You can reap the benefits of a 1-hour loan approval by getting instant access to cash. This can be helpful during medical emergencies or for paying a tuition fee on short notice. 

Flexible Repayment Tenure

While taking out a loan, you must be aware of the EMI, which is the repayment amount that is paid in instalments. With the Instant Cash Loan in 1 hour, you are given a flexible repayment period of 12 to 60 months. This tenure may be decided based on various factors like your CIBIL score and your income. 

Quick and Hassle-Free Process

The process of applying for the instant Cash Loan is simple and hassle-free. You can easily apply on the website of the lender with minimal documentation and get your loan approved within an hour. 

List of Required Documents to Avail Cash Loan within 1 Hour

In today’s digital world, gone are the days of standing in long queues with piles of documents. Now, along with your application form, minimal documentation is required. You are required to submit the following documents while applying for the Cash Loan: 

  • Address Proof - Utility Bills, Passport, Rent Agreement 
  • Income Proof - Latest salary/pay slip, latest bank statement 
  • Employment Proof - Offer letter, official mail ID, employee ID card
  • KYC Documents - Aadhar Card, PAN card or any government-issued ID 

These documents are necessary as they help the lenders in verifying your eligibility for the loan. For instance, to get an instant Cash Loan, some lenders require you to have a minimum of ?30,000 as your monthly salary; this can be verified by your salary slips or bank statement. 


In the world of financial emergencies, time is of the essence. Thankfully, obtaining instant cash loans within just one hour is no longer a distant dream. By leveraging the power of modern technology and embracing the convenience of online lending platforms like Poonawalla Fincorp, you can unlock a world of financial possibilities within a blink of an eye. So, the next time you find yourself in need of urgent funds, remember that swift solutions are within your grasp. With just a few clicks and minimal documentation, you can bridge the gap between financial setbacks and stability. Embrace the speed, seize the opportunity, and let your worries fade away as you unlock the door to instant cash in just one hour.

Frequently Asked Questions About Cash Loan

Q1. Can I prepay my Instant Cash Loan?
Yes, you can prepay your Instant Cash Loan before your tenure ends. There are no pre-payment or foreclosure charges associated with the instant Cash Loan. Moreover, prepaying your Cash Loan does not have a negative impact on your CIBIL score. 

Q2. What happens if I miss the EMI of the Instant Cash Loan?
There can be a few consequences of missing out on your monthly EMI of the instant Cash Loan, mainly on your credit score. It will decrease your CIBIL score and affect your creditworthiness. Moreover, it will have an impact on your future borrowing capacity. Hence, it is best to ensure that you don’t miss out on your EMI payments. 

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