The interior design of a house reflects your personality, taste, and aesthetics. However, a house renovation is an expensive affair. Thankfully, a quick Personal Loan for home interiors can be of immense help. They are collateral-free and offer complete flexibility on the end-use of funds. Read on to know how a Personal Loan for redesigning your home interior can help, the eligibility criteria, the documents required, and the benefits.
How Can a Quick Personal Loan Help With Home Interior?

Here’s how an instant Personal Loan for a home interior can be of great help:
- Replace old furniture with new and modern ones.
- Repair or remodel the kitchen, bedroom, etc.
- Change electrical wiring, buy new appliances and walls painting, and extend space.
- Remodel or renovate a section or the entire house with this type of loan.
- Its flexible tenure allows you to repay based on your financial capacity.
- Some lenders provide personal loans at interest rates lower than home loans.
- You do not need to go through an elaborate documentation process to avail a Personal Loan for home interior renovation and upgrade.
- The loan sanction and disbursal process for Personal Loans is quick and instant so that you can instantly execute your plan for home interior renovation.
Eligibility Criteria for a Personal Loan
Here are the eligibility criteria for an instant Personal Loan for home interior:
- Age: You must be between 22 to 57 years of age.
- Credit Score: You must have a healthy credit score of 750 or above.
- Citizenship: You should be an Indian citizen.
- Employment: You must be a full-time employee at specified organisations (Central Govt, PSU, MNCs, etc.)
- Income: You must have a minimum monthly income or net take-home salary of at least Rs. 30,000 per month.
Documents Requirements for a Personal Loan
Here is a list of essential documents required for an instant Personal Loan:
- Identity Proof: Aadhaar card, passport, driver's license, PAN card, or any other government-issued ID.
- Address Proof: Utility bills, passport, rental agreement, or any document that verifies your residential address.
- Income Proof: Salary slips, bank statements, Form 16, or income tax returns, depending on your source of income.
- Employment Proof: Employee ID card or a letter from your employer confirming your employment.
- Recent Photographs: Passport-size photographs may be required.
- Loan Application Form: You will need to fill out the lender's loan application form with the correct details.
Get a Personal Loan for your home interior from your trusted partner, Poonawalla Fincorp. Check out how to apply in the next section.
Also Read - Why Consider a House Renovation Loan for Your Next Home Improvement Project?
How to Apply for a Personal Loan for Home Interior From Poonawalla Fincorp?
Here are the 3 simple steps to apply for a Personal Loan for home interior from Poonawalla Fincorp:
Step 1: Click on Apply Now.
Step 2: Fill out the application form.
Step 3: Upload all the necessary documents.
Upon verification, the loan amount will be credited to your bank account instantly.
Also Read - Maximizing Your Savings: Tax Benefits of Home Renovation Loans
To Conclude
A quick Personal Loan for home interior projects is an accessible financial service that allows you to transform your home in a way that reflects your style and comfort. Whether you're planning a complete home makeover or simply want to make some upgrades, a Personal Loan provides the necessary funds without affecting your finances. Get a Personal Loan up to Rs. 30 Lakh for upgrading your home interior with minimal documentation and flexible repayment options from Poonawalla Fincorp.