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Three Ways to Get a Personal Loan without visiting a Branch?

November 01, 2022 • 1039 views

You may face an urgent need for cash or money at any time. It could come in any form-you could require it for a medical emergency, because your house needs urgent repairs, or because you need to cover other extra ordinary expenses. 

When such events occur, you will need to know how to get an instant loan online. An instant loan online can give you immediate access to liquidity and assist you in your financial emergency all while ensuring that the entire process is hassle-free. Generally, such loans are directly transferred to your bank account within a period of 48 hours. In this article, we’ll cover three common methods that can help you avail of an urgent personal loan with minimal documents and without physically visiting the lender’s office. 

How to Avail A Personal Loan Without Visiting A Branch

Through the Lender’s Website

The easiest way to apply for a loan is through the internet. If you have an internet connection and access to a laptop or a desktop computer or even a smartphone, you can access the lender’s website.

How do you find a lender’s website? You can find the lender’s website by entering your requirement on your preferred browser. For example, if you type “instant Personal Loan” “instant loan online India” or “Personal Loan with minimal documents” then you will undoubtedly get a comprehensive list of lenders who offer instant Personal Loans to people in India.

The next step is to click on the website’s link and go to the website. On the website, you will get information about the types of loans that are offered by the lender. What you should look for is something called a Personal Loan. A Personal Loan is a quick loan that requires minimal documentation. You also don’t need to provide any collateral (such as property or jewellery) to get such a loan.

A loan application form will be available on the lender’s website. All you need to do is enter the required details on the form (submit any documents that may be required such as a copy of your Aadhaar card) and the loan application will be processed within a few days. 

Through the Lender’s Customer Support Team

If you need help with applying for a loan and you don’t prefer to physically visit the company’s branch, the easiest way is to get in touch with the customer support team of the lender. Every lender has a customer support system that is designed to help borrowers apply for loans and take care of any issues that they may face.

The first step to getting in touch with a lender is to pick the lender that you want to reach out to. You can pick a lender by talking to your friends and family or even with the help of a quick internet search.

You can get in touch with customer support through the mobile app, the website, live chat, or through email. The exact methods that can be used to contact the customer support team depend on the lender. Most lenders will have a toll-free number that you can call.

For example, Poonawalla Fincorp offers quick Personal Loans without any collateral. They have a toll-free number that you can dial to get in touch with the customer care team. The number is available on their website.  If you want to avail of a Personal Loan from Poonawalla Fincorp, you may call their customer support team, who will guide you through the process of availing of the loan, making sure that it is smooth, quick and stress-free.

Also Read: Personal Loan Sanction Letter: Know its Meaning & Benefits

Common Steps Involved in Loan Application

An instant loan with minimal documents can be availed by following a few common steps-

Picking the Right Lender

The first step is to choose a lender that suits your needs. There are several lenders out there, so you can compare loan offers to pick the best one.

You can consider the terms and conditions of their Personal Loan such as the tenure of the loan and the interest rate that they are offering. You can also consider other factors such as the collateral required, the smooth loan application process, eligibility requirements, and so on.

Picking the Method 

Next, you can decide how you want to get in touch with the lender. You can get in touch with them through their website, their mobile app, or even through their customer support team.

We have discussed each of these methods in detail above. You can glance through the procedures and select the one that suits you the most.

Filling the Application Form 

The main step involved in getting a loan is filling out the loan application form. This form will ask for your personal details, your financial details, and your bank details. Usually, the loan application form is kept as simple as possible.

It will take a few minutes on average for you to fill out the loan application form including arranging and uploading the documents. Lenders offer such loans with minimum documents normally.

Wrapping Up

Instant loans can be availed from several lenders in India. A lender can be an NBFC or a bank. You can get the details of the loan online. Be sure to go through the fine print before applying for a loan so that there are no surprises later. 


We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Personal Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply

poonawalla fincorp team

Poonawalla Fincorp Team

Our team of expert writers and editors are passionate about providing authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.

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