What is Loan Account Number

What is a Loan Account Number? Steps to Find Loan Account Number

January 30, 2023 • 73387 views

Digitization in the lending sector has made it easier for individuals to avail of funds instantly. Various banks, Non-Banking Financial Companies (NBFCs), and lending institutions are now offering online loan applications. This has also speed up processing, approvals, and disbursals. 
In addition to this, borrowers have the option to manage their loans online. With general information, they can track their loan journey. Here, the most important factor is the loan account number. In this blog, we’ll figure out what a loan account number is and how to find a loan account number. 

What is a Loan Account Number? 

Your loan account number is a 14- or 15-digit number that is given to you by your lender when your loan application gets approved. Every loan account has a unique account number. In case you have two ongoing loans, the loan account numbers will differ respectively. Lending institutions and banks keep track of the loans given out by them through loan account numbers that are unique to every customer. 

What is the Purpose of a Loan Account Number? 

When you apply for a loan, it is important to track and manage your loans for financial stability. Hence, it is important to know your loan account number and check loan account number beforehand to check your loan status and to pay monthly EMIs. No matter which mode of payment you are using for your monthly payments, you will have to enter your loan account number. 
Besides this, your loan account number is important in case you want any assistance with your loan procedure. If you are facing any issues with your loan account, the bank or lending institution will ask for your loan account number to find your details. In case you need to rectify your personal details such as your contact number or address, the lending institution will need your loan account number. 

How to Find a Loan Account Number?

Here are some of the ways through which you can find your loan account number

  • Loan statement: When you apply for a loan, your lender issues a loan statement that contains your personal details and other information regarding your loan. It also includes your loan account number and the EMIs you have paid to date. 
  • Lender’s website or app: You can log in to your lender’s official website or mobile application to find your loan account number. You may find it in the customer login section of the website or application. 
  • Toll-free numbers and helpline: You can call the official helpline number and email your lender to enquire about your loan account number. 
  • Visit your nearest branch: In case you are not able to get your loan account number through these ways, you can always visit your lending institution's nearest branch to ask for the same. Post verification, the customer service executive will provide you with your loan account number. 


Your loan account number is essential for keeping a track of your loan journey. In case you want to change or update your personal details in your loan account, the loan account number is required. In case you are not able to find your loan account number, you can check your loan statement, check your lender’s official website or app, call their toll-free number, or visit the nearest branch. 

Frequently Asked Questions about loan account number

Q.1: How do I get my loan account number?
You can find your loan account number on your loan application. When you submit your application, the lender will send a confirmation letter with the loan account number on it.

Q.2: Is the loan account number the same as the account number?
No, the loan account number and bank account number are two separate numbers. 

Q.3: How many digits is a loan account number?
Your loan account number is a 14-15 digit figure. 

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