Instant Loan Online

Apply for Instant Loan Online

Up to ₹5 Lakh | Quick Approval | No Hidden Charges

Apply Now

Fund your emergency expenses by availing yourself of an instant Personal Loan online. Get up to ₹5 Lakh from Poonawalla Fincorp with minimal documentation, quick approval and ZERO hidden charges. Our Small Personal Loan is unsecured, meaning you do not have to pledge collateral.

Enjoy a flexible repayment tenure of up to 36 months, simple eligibility criteria, and fast disbursal. Fulfil all your aspirations and financial needs with your trusted loan partner – Poonawalla Fincorp. Apply now!

  • Step 1: Click on the ‘Apply Now’ button.
  • Step 2: Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.

After verification and approval, the amount will be transferred to your bank account in no time!

Repaying the loan on time is essential to maintain a good credit score. Use our free online EMI calculator to plan your monthly payments. To use the EMI calculator, enter the amount you want to borrow, the interest rate offered, and your desired loan tenure. Your EMI amount will be displayed instantly.

Note - Your actual EMI amount might differ based on other factors that affect the final amount of your easy instant loan.


The interest rate offered to you depends on your CIBIL score, eligibility, and your loan amount. We do not charge any hidden charges and waive foreclosure charges if paid from own sources.

Instant Personal Loan Interest Rates 16%* p.a. onwards
Instant Loan Amount ₹50,000 to ₹5 Lakh
Instant Loan Processing Fees 2.5% to 3.5% plus applicable charges
Lowest Instant Loan EMI ₹1,962 for 36 months
Instant Loan Tenure 1 to 36 months
Foreclosure/Pre-Payment Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

To apply for an instant loan from Poonawalla Fincorp, fulfil the minimum eligibility criteria:

Age Requirement


Citizenship Status


Monthly Salary Required

Annual Household Income

  • Age - Between 25 and 55 years.
  • Citizenship - The applicant must be an Indian citizen.
  • Annual Household Income - Minimum annual household income (declared) must be ₹3 Lakh.

You can get a quick loan from Poonawalla Fincorp through our online loan application process. Submit a few documents such as:

  • KYC Documents

    KYC documents

  • Address Proof

    Current proof of address

  • KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
  • Address Proof: Passport, utility bills, rent agreement, etc.

Our instant Personal Loan offers exciting features and benefits to make your borrowing journey hassle-free.

  • Simple application procedure


  • Collateral-free

    Flexible repayment tenure

  • No usage limitations

    Minimal documentation

  • Flexible repayment tenure

    No end-usage restrictions

  • No hidden charges

    Zero hidden charges

  • No hidden charges

    Quick approvals

  • No hidden charges

    Easy process

  • Fast Disbursal: Get the loan in your bank account quickly.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero hidden charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay at your convenience with a loan tenure of up to 36 months.
  • Collateral-free: No need to pledge your valuable assets to get an instant personal loan.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Easy Application: Just hit the ‘Apply Now’ button and fill out the application form.
Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and complete the application form

Semi Circle Logo
Quick approvals

Personal Details

Enter your phone number, personal details and loan details

Semi Circle Logo
Application Verification


Upload required documents for verification and assessment

How can I get an instant loan for personal use immediately?

Get an instant loan of up to ₹5 Lakh for personal instantly from Poonawalla Fincorp. Our online instant loan application process is easy, and approvals are fast.

What is the minimum and maximum instant loan amount I can take?

The minimal amount you can borrow from Poonawalla Fincorp is ₹50,000. The maximum amount you can borrow is ₹5 Lakh.

How can I increase the chances of my instant loan approval?

To increase the chances of your instant loan online, ensure you have a credit score of 750 and above and fulfil our eligibility criteria and have all the necessary documents required to get fast approval.

Can I get an instant loan without documents?

No, you cannot avail yourself of an instant loan without documents. However, the documents required are minimal – submit your KYC documents (PAN Card, Aadhaar Card, Passport, Driving Licence and Voter ID) and address proof such as utility bills, passport, rent agreement, etc.

How to calculate EMI for instant loan?

Our online EMI calculator calculates your instant Personal Loan EMI amount. The tool is easy to use and is available online. Enter the loan amount, tenure, and the interest rate. The EMI amount gets displayed instantly.

Why use Poonawalla Fincorp to get an instant Personal Loan?

Our instant Personal Loan comes with exciting features and benefits:

  • High loan amount of up to ₹5 Lakh
  • Collateral-free
  • Minimal documentation
  • Quick approval
  • Fast disbursal
  • No hidden charges
  • No end-usage restrictions
  • No foreclosure charges, if paid from own sources
  • Attractive interest rates
  • Easy online application

*T&C Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

Online Personal Loan Insights
Where Can I get a Personal Loan Online?

Unlike a secured loan, a personal loan allows you to borrow money without having to pledge collateral. For those who do not want to risk

Benefits of Personal Loan EMI Calculator
Top 5 benefits of using a Personal Loan EMI Calculator

A personal loan is an unsecured loan. It lets you borrow funds from a lending institution without pledging any collateral or asset like animmovable property,

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp