Personal Loan for 90000 Salary

Personal Loan on ₹90,000 Monthly Salary

Starting at 9.99%* per annum

Minimal Documentation | Quick Approval | 100% Digital Process

Poonawalla Fincorp’s Personal Loans for a monthly salary of up to ₹90,000 are specially designed for salaried individuals to help them meet their various financial goals. Right from higher education, medical emergency, and international travel to home renovation and debt consolidation, our feature-rich Personal Loans can be used for any legitimate purpose. These multi-purpose loans are collateral-free. Hence, you don’t have to worry about submitting collateral with us.

If you meet the eligibility criteria required for Personal Loan on ₹90,000 salary, you will be able to get approval on your loan application almost instantly. We offer a simple online application process for Personal Loans, making it easy for individuals to apply and get the loan approved quickly.


We offer a Personal Loan on ₹90,000 salary at an attractive interest rate starting from 9.99%* per annum with no extra charges on pre-payment or foreclosure. Our interest rates are one of the most competitive in the market, ensuring that you do not incur higher borrowing costs and have a hassle-free loan experience.

But please note that the interest rate offered to you will depend on factors including your loan tenure, loan amount, and credit score.

Below are the interest rates and charges for Personal Loan on up to ₹90,000 salary:

Personal Loan Interest Rates 9.99%* p.a onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Prepayments/Foreclosure Charges 0%* If paid from own sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

At Poonawalla Fincorp, we understand the importance of calculating the EMI in advance since it aids in better loan repayment planning. That is why, we offer a free Personal Loan EMI calculator to our customers. This user-friendly online tool makes it easy for you to know the EMI on your loan. You just need to enter the loan amount, interest rate, and loan tenure to calculate your monthly installments. Thus, the EMI for a Personal Loan on monthly ₹90,000 salary will depend on the loan amount, interest rate, and the chosen repayment tenure.

For example, if you opt for a ₹2 Lakh loan at a 9.99% interest rate for a tenure of 5 years, your loan EMI will be ₹4248. Similarly, you can use Poonawalla Fincorp’s Personal Loan EMI calculator to know the EMI for different loan amounts and tenures.

The table below shows the EMI amount you will have to pay if you wish to opt for a Personal Loan on up to 90,000 monthly salary for a tenure of 2, 3, 4, and 5 years.

Tenure     Approximate EMI at 10% interest rate
2 years ₹9228/month
3 years ₹6452/month
4 years ₹5072/month
5 years ₹4248/month

Poonawalla Fincorp’s eligibility criteria for a Personal Loan on up to ₹90,000 monthly salary is easy to fulfil. You just have to meet the basic requirements to avail of a loan:

Age Requirement


Citizenship Status


Employment Required


Work Experience logo

Work experience

Monthly Salary Required

Monthly income

  • Age- The minimum age of the applicant should be 24 years at the time of loan application and the maximum age of the applicant should be 57 years.
  • Citizenship- The applicant must hold an Indian citizenship.
  • Employment- The applicant must have a full-time job at one of the following: MNC, PSU, Central Govt., LLP, Listed, Unlisted Public Ltd., Pvt. Ltd., or organizations which are listed internally.
  • Work experience- The applicant must have a work experience of a minimum of 1 years with a minimum of 1 months of job stability at the current employer.
  • Monthly income- The applicant must have a minimum salary of minimum ₹90,000

We have kept our documentation requirements very minimal to make the loan application process smooth and seamless. You just need to provide the following documents to apply for a Personal Loan on up to ₹90,000 salary:

  • KYC Documents

    KYC documents

  • Income Proof

    Address proof

  • Address Proof

    Income documents

  • Proof of Employment

    Financial documents

  • Address Proof

    Employment proof

  • KYC documents - PAN Card or Aadhaar Card
  • Address proof - Utility Bills/Rent agreement/Passport
  • Income documents - Latest pay slip
  • Financial documents - Last three months’ salary account statement
  • Employment proof - Official Email ID confirmation & Employee ID card

Poonawalla Fincorp’s Personal Loan for Salaried Employees is a feature-rich offering for different groups of working professionals. Our Personal Loans are unsecured loans, so there is no need to provide any collateral as security to avail of a loan. Since, it’s a multi-purpose loan, you can use this unsecured loan for any legitimate purpose without any restrictions.

Here are some other attractive features of our Personal Loan:

  • Higher loan amount
  • Attractive interest rates
  • Longer repayment tenure
  • Fast approval and disbursal
  • Zero pre-payment/foreclosure charges
  • Minimal documentation
  • Hassle-free online process
  • No hidden charges

Applying for a Poonawalla Fincorp Personal Loan on up to ₹90,000 salary is very easy and simple as our loan application process is fully digital. To apply for a loan, you just need to follow these simple steps:

  • Step 1: Visit our official website and go to the dedicated page for Personal Loans and click on the “Apply Now” button.
  • Step 2: Fill in the loan application form and enter the required details
  • Step 3: Upload all necessary documents
  • Step 4: Once you upload all the required documents, our loan expert will verify them
  • Step 5: Upon successful verification, your loan application will be approved
  • Step 6: The loan will be disbursed directly to your bank account immediately
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Click on Apply Now and fill in the complete application.

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Personal Details

Enter your DOB, qualification and residential details

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Application Verification


Application will then proceed for verification and assessment

How much loan can I get on ₹90,000 salary?

Well, you can get a loan amount of up to ₹30 Lakh. But the amount of Personal Loan you can get on a ₹90,000 salary depends on various factors such as your credit score, income, tenure, etc. Hence, you can check out the eligibility criteria for our ₹90,000 salary Personal Loan to determine your loan eligibility.

Can I get a Personal Loan on a ₹90,000 salary without collateral?

Yes. Personal Loans are unsecured loans. Hence, you don’t have to submit collateral to avail of these loans.

What is the maximum loan amount offered for a salary of ₹90,000?

Poonawalla Fincorp offers a maximum Personal Loan of up to ₹30 Lakh. However, the actual loan applicable to you is decided based on your income level, credit score, documentation readiness, etc.

What is the maximum tenure that will be available for a Personal Loan?

We offer a Personal loan with a flexible repayment tenure of up to 60 months. You can choose the preferred loan tenure as per your convenience and repayment capability.

What kind of credit do you need for a ₹90,000 loan?

To get a Personal Loan on up to ₹90,000 salary, you must have a credit score above 700. This will improve your chances of getting fast approval for your loan application.

What do you need to get a Personal Loan on ₹90,000 Salary?

You only need to meet our eligibility criteria and submit the necessary documents to get a Personal Loan on up to ₹90,000 salary. Check our eligibility criteria and documents required for Personal Loans for Salaried Employees.

*Terms & Conditions Apply

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