Loan Amount
Up to₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Quick Personal Loan in Thodupuzha

Thodupuzha is a commercial hub and a tourist attraction in Kerala. Cover your financial obligations in this beautiful city like travel, education, medical emergencies, etc. with a Personal Loan from Poonawalla Fincorp. Access collateral-free funding of up to ₹50 Lakh with minimal paperwork. That’s not all! Take advantage of our attractive interest rates, minimal charges and fast loan approval. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free Loan
Minimal Documentation
Competitive Interest Rate
Online Application
No Hidden Charges

Personal Loan EMI Calculator

Know your monthly repayment obligations with our EMI Calculator. Just enter the loan amount, tenure and interest rates to know your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Personal Loan in Thodupuzha

Fulfil our basic eligibility criteria to avail of a personal credit loan:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for a Personal Loan in Thodupuzha

Submit just a few essential documents:

  • KYC Documents: Driving License, Aadhaar card, PAN card, Passport or Voter ID.
  • Income Proof: Salary slip for the last 1 month and bank statements for the last 3 months.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. You may need to provide additional documents during the loan processing stage.

Interest Rate and Charges for a Personal Loan in Thodupuzha

Avail of an unsecured loan for personal use at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan in Thodupuzha

  • Funding a vacation
  • Pursuing higher education
  • Covering medical and hospital bills
  • Purchasing consumer durables
  • Upgrading or renovating your home
     

Who Can Get a Personal Loan in Thodupuzha

  • Salaried Individuals
  • Salaried Doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretariesa

Tips for a Successful Personal Loan Application

  • Check the eligibility criteria
  • Maintain a low debt-to-income ratio
  • Check your credit score 
  • Keep the loan documents handy
  • Avoid applying for the loan multiple times
     

Poonawalla Fincorp Branch Address in Thodupuzha

Poonawalla Fincorp Limited

Address: 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Kerala-685585  1

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I get lower interest rates on Poonawalla Fincorp’s Personal Loan?

Follow these steps to become eligible for lower interest rates on our personal credit loan:

  • Build and maintain a credit score of 700 or above
  • Maintain a low debt-to-income ratio
  • Opt for a longer repayment tenure 
  • Apply for a smaller loan amount 
     
Can a salaried Company Secretary (CS) apply for a Personal Loan from Poonawalla Fincorp?

Yes, you can avail of a personal credit loan from Poonawalla Fincorp as a salaried Company Secretary (CS). Those who meet the eligibility criteria for the loan stand a higher chance of getting loan approval.

Will Poonawalla Fincorp’s Personal Loan cover the expense of home refurbishment?

Yes, you can use Poonawalla Fincorp’s loan for personal use to refurbish your home. Whether you are painting/plastering your room, tiling your floors, fixing recurring plumbing issues, waterproofing the roof or planning any other home renovation activity, we offer collateral-free loan amounts of up to ₹50 lakh to finance the cost of home improvement.