Terms and Conditions for Co-Branded Credit Cards

Poonawalla Fincorp Limited (“PFL”) has entered into Co-branded Credit Card arrangement with partner bank(s) i.e. IndusInd Bank Limited. Further PFL may in addition to other products and services provide marketing and distribution services in relation to the Co-branded Credit Cards (“Card”):

By applying for any Card, you hereby expressly agree as follows:

1. You agree that PFL may use personal information and the documents submitted by you as per its own Privacy Policy and may share the same with partner bank(s) to use these documents for such purposes as may be deemed fit by such bank(s) including but not limited for processing your Card application, KYC requirements and other services in relation to the Card.

2. You affirm that all information provided by you is correct, complete, and up-to-date and no information as is required to process your application has been withheld. You will keep PFL informed of any change in the information provided.

3. The Cards are issued by the partner bank(s) and are governed by a separate set of terms and conditions, as prescribed by such issuing/partner bank(s).

4. You will have to follow the detailed process as prescribed by PFL and/or partner bank(s) through their respective platforms or otherwise, to avail services of/apply for the Card.

5. Partner bank(s) may at its sole and absolute discretion, reject or approve your application/request in relation to the Card, as it may deemed fit.

6. All the services post issuance of the Card will be provided by partner bank(s).

7. You may be taken/redirected to the platform of partner bank(s) and the journey on such partner bank(s) platform will be governed by terms and conditions of the respective partner bank(s).

8. Except for marketing and distribution, all services relating to the Card are exclusively provided by issuing/partner bank(s) with no role whatsoever of PFL.

These terms are in addition to and not in derogation to the Terms of Service, Privacy Policy, Terms of Use, Legal Disclaimer to the extent applicable.