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Issued by renowned banks and financial institutions, credit cards enable you to purchase products or avail of services on credit. Owning this card allows you to borrow funds from the bank or financial institution, with the promise of paying off the amount within a specific time.

You don‘t need to pay any interest if you repay the amount within the specified interest-free period. These cards have a pre-set borrowing limit, which indicates the maximum amount of money you can spend using them.

You can call our Helpline Number 18602677777 to check the status of our credit card application. The bank will send an SMS to your registered cell phone number as soon as your application is processed.

You can apply for a Poonawalla Fincorp IndusInd Bank eLITE edge, a lifetime free credit card online on the official website of Poonawalla Fincorp.

Your card comes preactivated for PIN-based domestic transactions. To start using the card instantly, you can set your credit card PIN through the mobile banking app (IndusMobile) or Net banking (IndusNet). You can also manage your transaction preferences and set transaction limits basis your usage requirement on the IndusInd Service Portal by clicking here.

Reward points are a form of incentive that you earn by making eligible transactions. Accumulated over time, reward points reflect your spending activity. These points can be redeemed for various benefits, such as airline miles, brand vouchers and gift cards, merchandise or even direct cash credit to the card account, depending on the card‘s rewards program.

Poonawalla Fincorp IndusInd eLITE edge credit card holders can call the IndusInd Bank Phone Banking service to place a reward points redemption request. They can also redeem their reward points online on the official website of Indus Moments by visiting www.indusmoments.com. eLITE credit card reward points have a validity period. The reward points expire in 2 years from the date of accrual.

It refers to the total amount of money owed by a cardholder to the card issuer. It encompasses all the transactions, purchases, fees, and interest charges incurred during a specific billing cycle. The balance is a dynamic figure that fluctuates based on the cardholder‘s spending and payment activities. It is crucial for cardholders to manage their credit card balance effectively, either by paying the outstanding in full each month to avoid interest charges or by making at least the minimum payment to avoid late payment fees and maintain a positive credit standing. Understanding and keeping track of the card balance is essential for maintaining financial responsibility and preventing the accumulation of excessive debt.

A credit card statement is a detailed record of your financial activity within a specific billing cycle. Issued by the credit card company on a monthly basis, this statement provides a comprehensive overview of transactions made using the card during that period. It includes details such as the date of each transaction, the merchant involved, the amount spent, and any applicable fees or interest charges. Additionally, the statement outlines the total outstanding balance, minimum payment due, and the payment due date. You can use the card statement to track your spending, review charges for accuracy, and understand the overall financial status of your account. It serves as a crucial tool for financial management and responsible usage of the same.

If you have any queries or need assistance, you can call the bank‘s 24-hour credit card customer care number -18602677777 or write to the bank at premium.care@indusind.com.