About Us
Making Financial Services Accessible to All

At Poonawalla Fincorp
Rich legacy and strong ethos guide our way forward

Poonawalla Fincorp Limited is a Cyrus Poonawalla group Non-Banking Finance Company (NBFC) that focuses on consumer and MSME financing. We offer a diversified product suite to address the growing financing needs of our customers and enterprises.

We stand for Passion, People, Purpose, Principles and Possibilities. We do what we do with earnest integrity and dedication, ensuring best-in-class service and solutions for our customers. Driven by principles, we believe in having complete transparency in our dealings as we understand and value the trust customers bestow upon us. Through deep investment in technology and innovation at the core, we strive to create endless possibilities each time and partner in the growth journey of our customers. We believe that good is the enemy of great. Hence, we strive for business excellence and for setting up new benchmarks. Trust, Integrity, Transparency and Excellence are at the core of our institution.

We enable the dreams of our customers.
Poonawalla Fincorp Pune Office Poonawalla Fincorp Pune Office
Our Vision

To be the Most Trusted Financial Services brand

Our Mission

To help our customers succeed financially, and our values guide everything we do: Ethics, Integrity, Inclusion, Teamwork and strive to be the financial partner of choice for our customers, aiming to make a positive impact in our communities

Our values
Endorse the culture defined by C.R.E.D.I.T

Collaborative Collaborative
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Collaborative
Responsibility Responsibility
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Responsibility
Entrepreneurship Entrepreneurship
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Entrepreneurship
Directness Directness
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Directness
Innovation Innovation
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Innovation
Transparency Transparency
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Transparency

Our key figures are
Testament to our sustainable growth

160M+ Loans Disbursed
7M+ Happy Customers
40+ Year Rich Legacy
AAA/Stable CRISIL & CARE Rating
Adar Poonawalla Adar Poonawalla

Highlights Q3 FY25

AUM
₹30,984 Cr
NII
₹672 Cr
PPoP
₹373 Cr
NNPA
0.81%
CRAR
25.85%
Credit Rating
AAA/Stable
from CRISIL & CARE

Our Legacy
Upholds strong ethos of trust, integrity, and excellence

Foundation of Poonawalla Fincorp: Acquisition, Rebranding and Restructuring Rising Sun Holdings Private Limited acquired controlling stake in Magma Fincorp in May-2021. Rebranded Magma Fincorp to Poonawalla Fincorp in July-2021. Restructured the business. Achieved two-notch upgrade in long-term credit rating to 'AA+/Stable' by CRISIL & CARE Ratings.

Strengthening of our capabilities
Upgrade in Credit Ratings to 'AAA/Stable' by CRISIL & CARE Ratings. Recognized among the most preferred workplaces 2022–2023 by Marksmen Daily in association with India Today. Rolled out Digital transformation initiatives: Implemented LOS, LMS and ERP systems. Launched future-ready Human Capital Programs: Competency framework, Learning & development, and Productivity enhancements.

Preparing for excellence and growth
Achieved AUM milestone of ₹25,000+ Cr. Launched and scaled up mobile application. Maintained 'AAA/Stable' rating from CRISIL and CARE. Ranked amongst the top 50 Best Workplaces in BFSI in India for 2024 by Great Place To Work (GPTW).

Driving next leg of growth: Creating Sustainable, Predictable, and Productive Business
Appointment of Mr. Arvind Kapil as MD & CEO in June-2024. Investment in growth initiatives across People, Technology and Distribution. Product diversification and AI-first approach across functions. Expand ‘Phygital’ model to engage with customers across touchpoints and cross-sell to customer cohorts at lower acquisition cost. Strengthen risk management framework.

  • FY 21-22
  • FY22-23
  • FY 23-24
  • FY 24-25 Onwards
Poonawalla Fincorp Pune Office

Our Legacy
Upholds strong ethos of trust, integrity, and excellence

Our Accolades
Inspire us to go
above and beyond

Our Goals
Align with the pillars of environmental, social, and governance

Poonawalla Fincorp practices transparency in disclosing information about environmental, social, and governance implications. Our focus is sustainability and inclusivity, which help us make the world a better place for all.

Net zero GHG
emissions by
2030
Log 4 Million
volunteer hours by
2027
partners trained in
technology ethics by
2025

Our Impact Stories
Reinforces positive
change in our society

Remarkable Moments
With our esteemed guests