Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12-36 Months

Ceiling Fan on EMI

Upgrade your living space with a stylish ceiling fan. Say hello to a statement piece that not only adds functionality but also enhances the aesthetic of your home. Get an Instant Loan from Poonawalla Fincorp to easily finance a modern ceiling fan without breaking the bank all at once. Enjoy the comfort of a cool breeze in style while spreading the cost over affordable instalments. Benefit from competitive interest rates, extended loan tenure, and zero hidden charges. Apply now! 

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Flexible
Tenure
Online
Application
Zero
Hidden Charges

Instant Loan EMI Calculator

Check your monthly repayments using our EMI calculator. Simply enter the loan amount, interest rate, and tenure to get quick results. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Fulfil the following eligibility criteria to get an Instant Loan:

  • Age: The applicant must be between 25 and 55 years old.
  • Citizenship: The applicant must be an Indian citizen.
  • Annual Income: The applicant’s annual household income must be at least ₹3 Lakh.
  • Credit Score: The credit score of the applicant must be 750 and above.

Documents Required for an Instant Loan

Submit a few essential documents for quick loan approval:

  • KYC Documents: Aadhaar Card and PAN Card.

Interest Rates and Charges for an Instant Loan

Enjoy competitive interest rates and nominal charges:

Interest Rates
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
Up to 4.5%
Loan Tenure
12 – 36 months
Prepayment/Foreclosure Charges
4% plus taxes in case of BT
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying a Stylish Ceiling Fan

  • Enhances the aesthetics of your space.
  • Save more on energy as compared.
  • Enjoy convenient features such as remote controls, dimmable lights, and adjustable speeds. 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I buy a Fan on EMI?

Poonawalla Fincorp offers you an Instant Loan to buy remote-controlled fans and other related appliances and gadgets like mobile phones, television, etc. on EMI. This enables you to buy the things when you need them and gradually pay off the debt. 

*Terms & Conditions Apply 

 

What is the tenure of loan repayment?

You can repay your loan between 12 and 36 months.