Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 - 36 Months

Modular Kitchen on EMI

Nowadays, modern homes are considered incomplete without a modular kitchen. So, revamp your kitchen and give it a contemporary look with stylish and functional modular designs. Get an Instant Loan from Poonawalla Fincorp to undertake this transformative project without worrying about funds. Secure a high loan amount of up to ₹5 Lakh with attractive interest rates and flexible repayment tenure. Enjoy fast approval, instant disbursal, and zero hidden charges.

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rates
Minimal
Documentation
Flexible
Tenure
Online
Application
Zero
Hidden Charges

Instant Loan EMI Calculator

Calculate your monthly repayments using our EMI calculator. Simply enter the loan amount, interest rate, and tenure to get quick results. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Fulfil the following eligibility criteria to get an Instant Loan:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit just a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.

Interest Rate and Charges for an Instant Loan

Benefit from competitive interest rate and nominal charges:

 

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
Upto 4.5%
Loan Tenure
12 – 36 months
Prepayment/Foreclosure Charges
4% + taxes in case of BT
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Having a Modular Kitchen

  • Maximise efficiency and functionality 
  • Elevate the aesthetic appeal 
  • Experience the convenience 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. How can you set up a modular kitchen on easy EMI?

To set up a modular kitchen on easy EMI, you can follow the steps above to apply for an Instant Loan. Choose the option that best suits your needs and budget and make regular monthly payments to gradually pay off the overall cost. 

2. How can I reduce the cost of my modular kitchen?

There are several ways to reduce the cost of your modular kitchen, such as opting for cost-effective materials and fixtures and choosing standard-sized cabinets and accessories. You can fulfil all of these and more by choosing to get a Modular Kitchen on EMI through an Instant Loan from Poonawalla Fincorp.