80 lakh loan against property

₹80 Lakh Loan Against Property

Higher LTV | Quick Processing | No Hidden Charges

When you require significant funds to fulfil various financial requirements, you can consider availing of a ₹80 Lakh Loan Against Property from Poonawalla Fincorp. This financial product allows you to leverage the value of your property as collateral to access a substantial loan amount. Be it a residential or commercial property, you can use it as collateral and utilize the loan amount for its intended purpose.

Our ₹80 Lakhs Loan Against Property comes with a flexible repayment tenure of up to 15 years, allowing you to choose a schedule that aligns with your financial capacity. This extended repayment period ensures that your monthly outflow is manageable, allowing you to maintain your finances better while fulfilling your specific needs. You can also use our LAP loan EMI calculator to determine the EMI amount that best fits your monthly budget.


Secure your financial aspirations with a ₹80 Lakhs Loan Against Property. Enjoy minimal fees and complete transparency. Check out the details below:

Interest Rate 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month 1044* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Before you apply for an ₹80 Lakhs Loan Against Property, make sure to meet the eligibility criteria and have the necessary documents ready:

Eligibility Criteria:

Monthly Salary Required


Employment Required

Property Ownership

Age Requirement


Citizenship Status


Credit Score

Credit Score

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Property Type

  • Income: Lenders check your income to ensure you can repay the loan.
  • Property Ownership: You must legally own the property you're putting up as collateral.
  • Age: Applicants must be between 18 and 60 years old.
  • Citizenship: Applicants should be citizens of India.
  • Credit Score: A good credit score improves your chances of loan approval.
  • Property Type: The property should be residential or commercial, and ownership should be clearly established.

Required Documents:

  • Income Proof

    Proof of Identity

  • Address proof

    Address Verification

  • Address proof

    Property Documents

  • Address proof

    Income Documents

  • Identity Proof

    Bank Account Statements

The benefits of availing an ₹80 Lakhs Loan against Property are:

  • Short turn around time for loan approval logo

    Full Transparency

  • Competitively priced low-interest rate loan schemes logo

    Quick and Easy Process

  • Flexible repayment tenure logo

    Minimal Documents

  • Collateral-free logo

    Competitive Rates

  • Full Transparency: We're upfront about all fees in your loan documents, ensuring no hidden charges are involved.
  • Quick and Easy Process: Our online application and minimal paperwork lead to quick loan processing and disbursement.
  • Minimal Documents: We require only basic paperwork, saving you time and expediting the loan process.
  • Competitive Rates: Enjoy attractive interest rates for budget-friendly EMIs, making property-based funds accessible.
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Apply Online

Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.

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Enter Property Details

Enter your DOB and property ownership details.

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Enter Occupation Details

Enter your occupation and employment details.

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The application will then proceed for verification and assessment.

Can I prepay the loan before the tenure ends?

Yes, you can prepay the loan, but check with your lender for any applicable terms and charges.

What happens if I default on the EMI payments?
How long does it take to get approval for an ₹80 Lakhs Loan against Property?

*Terms & Conditions Apply

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