Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Get AirPods on EMI With Minimal Documentation

Tune into the world of music with your brand-new AirPods and upgrade your Bluetooth-enabled calling and music experience with Poonawalla Fincorp’s Instant Loan. Get up to ₹5 Lakh with minimal documents. Benefit from flexible repayment tenure, simple eligibility criteria and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Online
Application
Collateral-free
Loan
Competitive
Interest Rate
Minimal
Paperwork
Flexible
EMIs
No
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayment by using our EMI calculator instantly. Just enter the loan amount, interest rate and tenure to get your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rates and Charges for an Instant Loan

Poonawalla Fincorp offers an Instant Loan at attractive interest rates and nominal charges:

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
2.5% to 3.5% plus applicable taxes
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
upto 4.5%
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying AirPods on EMI

  • 1. Budget-Friendly: Spread the cost over monthly instalments, making the purchase easier to manage without a large upfront payment. 
  • 2. Immediate Access: Get access to the new AirPod without waiting for months to save money to purchase.  
  • 3. Flexible Tenure: Choose a repayment period that fits your financial situation, allowing more control over your budget. 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Can we buy AirPods on EMI?

Certainly, you can buy AirPods on EMI through our Instant Loan that comes with an easy loan application process, competitive interest rates and zero foreclosure fees. 

2. What documents do I need to submit to avail myself of an instant loan?

To avail of an Instant Loan, you are required to submit the following documents: 

KYC Documents: Aadhaar Card and PAN Card. 

Current Address Proof: Passport, Utility Bills, and Rent Agreement. 

3. What are the steps to apply for an Instant Loan?

You can apply for an Instant Loan by following these three simple steps: 

  • Step 1 : Click on the ‘Apply Now’ button. 

  • Step 2 : Fill in the required details on the loan application form. 

  • Step 3: Upload necessary documents. 

On successful verification, the loan amount will be disbursed into your bank account instantly.