Common Gold Units: Ratti, Gram, and More Explained

When you decide to take a Gold Loan, every gram of your gold counts. But have you ever come across terms like ‘ratti’ and wondered how they fit into the equation? In India, gold has both emotional and financial value, and its measurement varies across regions and contexts. While grams and tolas are common units, ratti is still widely used, especially in traditional or unorganized marked. To know more, read on!

What is Ratti in Gold?

In India, ratti is an ancient unit which is used to measure gemstones and gold. It originated from the seeds of the Abrus precatorius plant, which have a fairly uniform weight and is used as a natural measuring tool. Earlier jewelers and traders relied on these to weigh precious stones and metals, giving rise to the unit known as ratti.

Understanding 1 Ratti Gold Price

To understand the 1 ratti gold price, you must first know the current market rate of gold per gram. Since 1 ratti = 0.12125 gram, you can calculate its value accordingly.

Let’s assume the gold rate is ₹6,200 per gram (22k).

Here’s how you calculate:

1 ratti gold price = 0.12125 x ₹6,200 = ₹751.75 approx.

This price can vary slightly depending on:

• Purity of the gold.
• Local market fluctuations.
• Making charges and taxes (if buying or pledging jewellery).

Use this rate to evaluate the worth of your gold in ratti when applying for a Gold Loan. Some lenders still accept ratti-based evaluations, if properly certified or converted.  

Ratti vs Gram: Which is More Relevant for a Gold Loan

When applying for a Gold Loan, understanding which unit holds more relevance can help you avoid confusion and ensure fair valuation.

How to Convert Ratti to Gram for Gold Loan Purpose

Converting ratti to grams in simple and straightforward. To know in detail, refer to the quick conversation table below:

So, if you have 50 ratti worth of gold, it is equivalent to approximately 6.06 grams. This converted weight in grams can then be used by your lender to assess your gold loan eligibility.

Other Common Gold Units Used in India

While grams and ratti are widely known, India’s rich history and regional diversity have led to the used of several other traditional gold measurement units. Let’s take a closer look:

Knowing these units and their conversions can help you make informed decisions while buying, selling, or pledging gold.

To Conclude 

If you are planning to apply for a Gold Loan, understanding gold measurement units like ratti and gram can make a significant difference. While ratti may hold cultural value, gram is the standard unit that lenders rely on. Therefore, knowing how to convert ratti into gold and calculate the 1 ratti gold price equips you with the knowledge to make smarter, well-informed decisions. Whether you’re pledging gold jewellery measured in grams or converting ratti-based heirlooms, clarity on unit will ensure you receive the right loan value.

Frequently Asked Questions

What is a ratti and how is it used in gold measurement?

Ratti is a traditional Indian unit of weight, originally based on the seeds of the Abrus precatorius plant. It is commonly used to measure gemstones and gold in traditional markets.

What is the difference between ratti and gram in gold valuation?

Grams are a standardized metric unit used globally, while ratti is a traditional unit. Grams are more accurate and universally accepted for gold loans.

Does the purity of gold affect the ratti-to-gram conversion?

No, the conversion is based on weight only. However, purity affects the value of gold, which in turn impacts the loan amount you can get.