Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Avail of an iPhone 15 on EMI Effortlessly

Get home your iPhone 15 with a sleek design, ceramic shield front and colour-infused glass with a long-awaited USB type C charger. The series includes the iPhone 15, iPhone 15 Pro, and iPhone 15 Pro Max. With our Instant Loan of up to ₹5 Lakh, avail yourself of your new iPhone on EMI effortlessly. Enjoy benefits from quick disbursal with attractive interest rates, minimal documentation and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Online
Application
Collateral-free
Loan
Competitive
Interest Rates
Minimal
Paperwork
Flexible
Tenure
No
Hidden Charges

Instant Loan EMI Calculator

Calculate your monthly repayment by using our EMI calculator instantly. Just enter the loan amount, interest rate and tenure to get your EMIs instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age - Between 25 and 55 years.
  • Citizenship - Indian
  • Annual Income - At least ₹3 Lakh.
  • Credit Score - 750 and above.

Documents Required for an Instant Loan

Submit a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rates and Charges for an Instant Loan

Poonawalla Fincorp offers an Instant Loan at attractive interest rates and nominal charges:

Interest Rates
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
upto 4.5%
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

 

Benefits of Buying an iPhone 15 on EMI

High Loan Amount: Avail yourself of a loan amount of up to ₹5 Lakh and get your favourite iPhone at an affordable price. 

Quick Purchase: You can now purchase an iPhone 15 without breaking your monthly savings with the help of our Instant Loan and pay for them in affordable monthly instalments. 

Flexible Repayment Tenure: With Poonawalla Fincorp, you can tailor your repayment window between 1 to 36 months. 

Minimal Documentation: You must submit only the KYC documents and proof of current address to get a loan approved. 

Easy application and Quick Disbursal: Due to digitalisation, the application process has become more accessible. You can apply online from anywhere at any time. Once you have applied successfully, the documents will go through verification, and post verification, the amount will be directly disbursed to your bank account. 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Why buy an iPhone 15 on EMI?

You can upgrade to an iPhone 15 from your current iPhone or switch from your Android phone. With Poonawalla Fincorp, you can apply for an Instant Loan to buy an iPhone 15 on EMI within minutes. 

2. How do I calculate EMI?

You can calculate EMI on your iPhone with the help of our EMI calculator by filling in details, such as loan amount, interest rate and tenure. 

3. What is the repayment tenure of an Instant Loan?

The repayment tenure offered by Poonawalla Fincorp for an instant loan is between 1 and 36 months, and it can be tailored to your requirements and repayment capacity.