Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Get a Treadmill on EMI Online

A treadmill is a lifetime investment that saves money in the long-term and enables you to maintain a healthy lifestyle. But owning a treadmill can be expensive; luckily, Poonawalla Fincorp offers an Instant Loan to help you buy a treadmill on EMI. This allows you to invest in your health without straining your budget. Kickstart your fitness journey with our Instant Loan and enjoy benefits such as competitive interest rates, flexible EMIs, and fast approvals. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Online
Application
Competitive
Interest Rate
Minimal
Paperwork
Flexible
EMIs
No
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayment by using our EMI calculator instantly. Just enter the loan amount, interest rate and tenure to get your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rate and Charges for an Instant Loan

Poonawalla Fincorp offers an Instant Loan at attractive interest rate and nominal charges:

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
upto 4.5%
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying a Treadmill on EMI

  • High Loan Amount: Secure up to ₹5 Lakh with an Instant Loan from Poonawalla Fincorp. 
  • Fast Approval and Disbursal: Enjoy hassle-free application and quick disbursals. 
  • Flexible Repayment Tenure: Repay your loan easily with a flexible repayment tenure of up to 36 months. 
  • Minimal Documentation: We only need the KYC documents and current address proof. 
  • Competitive Interest Rates: We offer funds at competitive interest rates, making it an affordable loan option. 
  • No Hidden Charges: Our loan application process is seamless, enabling you to experience transparency throughout the process. 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What is the maximum loan amount I can get with an Instant Loan?

The maximum loan amount you can get with Poonawalla Fincorp’s Instant Loan is ₹5 Lakh.  

2. Can I buy a treadmill on EMI?

Yes, you can buy a treadmill on EMI with an Instant Loan from Poonawalla Fincorp with attractive interest rates, manageable EMIs, and a simple loan application process. 

3. Is it good to buy a treadmill on EMI?

Treadmills are often costly, making it difficult to buy the same upfront. Hence, it is ideal to buy a treadmill on EMI and pay for it through affordable monthly payments.