Poonawalla Fincorp

Buy Furniture on EMI

Design a comfortable and aesthetically pleasing living space where you can relax and make memories with the furniture of your choice. But buying durable and quality furniture with full payment could strain your pocket. Instead, get furniture on EMI with a Small Personal Loans from Poonawalla Fincorp. Want to know how? Keep reading!

Avail of a Small Personal Loan to buy furniture on EMI without using a credit card. Follow the steps mentioned below:

  • Step 1: Click on ‘Apply Now
  • Step 2: Enter your phone number to generate an OTP.
  • Step 3: Next, enter your PAN, email ID, employment type, and address.
  • Step 4: Check your eligible loan offer; select the amount and tenure.
  • Step 5: Click on ‘Apply for the Loan.’
  • Step 6: Enter personal and KYC details.
  • Step 7: Upload the required documents.

Post verification and approval, the loan will be disbursed directly to your bank account.

Furniture is one of the must-have items to complete a home. From buying sofas to cupboards, everything adds comfort to our living space. We at Poonawalla Fincorp recognise the significance of making furniture purchases more manageable. Thus, we offer Small Personal Loans explicitly designed for buying furniture on EMI. Our Small Personal Loans come with attractive interest rates, minimal documentation, and an easy application process.

You can easily opt for a Small Personal Loan to buy the furniture you want without making the full payment in one go. This flexible EMI option makes expensive pieces more affordable and accessible, enabling you to upgrade your living spaces without any financial burden.

A small Personal Loan from Poonawalla Fincorp comes with simple eligibility criteria:

Age Requirement


Work Experience Required


Citizenship Status

Annual Income

Monthly Salary Required


  • Age: The applicant’s age must be between 25 to 55 years old.
  • Citizenship: The applicant must hold Indian citizenship.
  • Annual Income: The annual income of a household must be at least ₹3 Lakh.
  • CIBIL Score: The CIBIL score of the applicant must be 750 and above.

Buying furniture on EMI is a smarter way to match your house interior with an aesthetic that speaks volumes about your personality. However, purchasing different pieces of furniture at once could get very expensive. Thankfully, with a Small Personal Loan from Poonawalla Fincorp, you can buy any furniture of your choice without emptying your pockets. Enjoy flexible repayment options with minimal documentation for loan applications. So, why wait? Apply now!

Now you can get a Small personal loan with minimum efforts. Just follow the below simple 2-step process and get an instant Small Personal loan online without any delay.

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Apply online

Apply Online

Click on Apply Now and enter all your required contact details.

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Application Verification


Application will then proceed for verification and assessment

Can I buy a sofa on EMI?

Yes, you can buy sofas as well as other furniture with the help of a Small Personal Loan without any hassle.

What are the benefits of purchasing furniture on EMI?

There are many features and benefits of buying furniture on EMI. Some of them are mentioned below:

  • Affordable: Buying on EMI makes expensive furniture purchases more affordable and accessible.
  • Flexible: you can repay the loan over a flexible period of time.
  • No Credit Card Required: You can purchase furniture on EMI without using a credit card.
Can I buy furniture on EMI without a credit card?

Yes, you can buy furniture on EMI easily without a credit card. All you need to do is apply for a Small Personal Loan from Poonawalla Fincorp and purchase furniture of your choice without any restrictions.

*Terms & Conditions Apply

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