Poonawalla Fincorp

Buy Home Appliances on EMI

Buying home appliances with full payment could burden your bank balance. Instead, buy home appliances on EMI – the smart way to stay financially secure without missing out on the comfort of a good lifestyle. Read on to know how to buy home appliances on EMI without a credit card at affordable rates in just a few clicks.

Buying home appliances on EMI without a credit card is now easy with a Small Personal Loan from Poonawalla Fincorp. Here’s how to apply:

  • Step 1: Click on ‘Apply Now’.
  • Step 2: Enter your phone number to generate an OTP.
  • Step 3: Next, enter your PAN, email ID, employment type, and address.
  • Step 4: Check your eligible loan offer; select the amount and tenure.
  • Step 5: Click on ‘Apply for the Loan.’
  • Step 6: Enter personal and KYC details.
  • Step 7: Upload the required documents.

Post verification and approval, the loan will be disbursed directly to your bank account.

Here are four reasons why you may consider buying home appliances on EMI:

Higher Loan Amount

You do not need to break the bank to have a comfortable lifestyle. An instant Small Personal Loan of up to ₹5 Lakh on the Poonawalla Fincorp can help you set up or upgrade your home with appliances of your choice.

Flexible Repayment Option

Repay the loan at your convenience. With a tenure of up to 36 months, you can easily manage your monthly payments. Use the loan EMI calculator to decide your monthly repayment amount.


A home appliance can be purchased more affordably on EMI. Paying in small, monthly instalments rather than all at once make buying latest home appliances more accessible. It also helps keep track of your monthly expenses and save money for unforeseen emergencies.

Attractive Interest Rates

Small Personal Loan provides attractive interest rates. When buying appliances on equated monthly instalments (EMI), you can make affordable monthly payments and save money.

Here's a list of home appliances you can buy on EMI.

  • Refrigerator
  • Air Conditioner
  • Washing Machine
  • Dishwasher
  • Microwave Oven
  • Air purifier
  • Deep Freezer

Purchasing home appliances on EMI is a smart and convenient way to upgrade your home without straining your pockets. Poonawalla Fincorp’s Small Personal Loan is a flexible and easy option for a small loan at attractive interest rates and flexible EMIs. Don’t wait; apply for a loan now and give your home the upgrade it deserves.

Now you can get a Small personal loan with minimum efforts. Just follow the below simple 2-step process and get an instant Small Personal loan online without any delay.

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Apply online

Apply Online

Click on Apply Now and enter all your required contact details.

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Application Verification


Application will then proceed for verification and assessment

Can I buy home appliances on EMI?

Yes, you can easily buy home appliances on EMI by applying for a Small Personal Loan from Poonawalla Fincorp up to ₹5 Lakh.

What are the advantages of buying home appliances on EMI with Poonawalla Fincorp?
  • Easy processing and quick approvals.
  • No hidden charges.
  • Minimal Documentation.
  • Flexible repayment tenure.
  • Attractive interest rates.
How do I buy an AC online at a low price?

Poonawalla Fincorp’s Small Personal Loan provides the benefit of buying an AC online at an affordable rate. All you must do is- visit the Small Personal Loan page on our website and apply for a loan in just a few clicks. The loan will be disbursed to your bank account after approval and verification.

*Terms & Conditions Apply

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