Apply for a Hassle-free Personal Loan in Thodupuzha
Thodupuzha, a scenic town in the Idukki district of Kerala, is known for its lush greenery, serene landscapes, and cultural heritage. The town is surrounded by beautiful hills, making it a popular tourist destination. With the growing industrial and commercial sectors, the financial needs of Thodupuzha's residents are also evolving.
As a result of the town's economic growth and development, the need for financial assistance such as Personal Loan becomes crucial. Poonawalla Fincorp recognizes this need and provides modern consumers with customized loan options that meet their specific needs. Our Personal Loans have low-interest rates, minimal paperwork, and speedy processing.
Personal Loan EMI Calculator
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Interest Rates and Charges for Personal Loans in Thodupuzha
With our branches in Thodupuzha, you can now easily avail an instant Personal Loan within just a few clicks! Refer to the below table for more details.
Interest Rate | Starting from 9.99%*p.a. |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing | Up to 3% |
Lowest EMI Per Month* | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12-84 months |
Pre-Payment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Personal Loans in Thodupuzha
When you choose us for your Personal Loan, you can enjoy the following benefits:
- Digital process with minimal documentation
- Flexible repayment tenure of 1 - 7 years
- Zero foreclosure/pre-payment charges if paid from own sources
- Quick approvals
We offer Personal Loan in Thodupuzha for:
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Salaried individuals
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Government employees
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Types of Personal Loans in Thodupuzha
We understand that customers have diverse financial needs in different situations. Here are some types of Personal Loans we offer in Thodupuzha:
- Home Renovation Loans
- Unsecured Loans
- Medical Loans
- Instant Loans
How to Get a Personal Loan in Thodupuzha?
To avail a Personal Loan for your financial needs, follow these steps:
- Assess your loan eligibility on our website.
- Select the desired loan option and click on 'Apply Now.'
- Fill out the application form.
- Submit the required documents.
Our team will promptly evaluate your loan application and, upon successful verification, disburse the approved loan amount. You may also visit our branch in person at the given address.
Apply for Personal Loan In Thodupuzha within 5 Minutes
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Poonawalla Fincorp Branch Address in Thodupuzha
Poonawalla Fincorp Limited
Address : 1st Floor, Choice Garden, Survey No: 125/3, Vengallur-Mangattukavala Bypass Road, Thodupuzha, Iddikki, Kerala-685585
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
Documents Required for a Personal Loan include:
- KYC documents
- Proof of current address
- Income Documents
- Financial documents
- Employment proof
To be eligible for a Personal Loan, you must meet all eligibility requirements pertaining to your age, work experience, employment, monthly income, and citizenship.
*Terms & Conditions Apply