Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Buy A Watch on EMI with our Instant Loan

Watches are more than just devices that tell the time. The intricate craftsmanship and details that go into the manufacturing of watches sometimes make them items of luxury. No wonder many individuals often find it convenient to invest in luxury watches as the price increases over time. Buy a watch on EMI to spread the upfront costs over manageable monthly EMIs with Poonawalla Fincorp’s Instant Loan of up to ₹5 Lakh. Repay conveniently with flexible EMI options for up to 36 months. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Flexible
Tenure
Online
Application
Zero
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayments using our EMI calculator. Enter the loan amount, interest rate, and loan tenure to calculate your loan EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit just a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rate and Charges for an Instant Loan

We offer an Instant Loan with attractive interest rate and nominal charges:

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
upto 4.5%
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying a Watch on EMI

  • Spread the upfront costs over manageable monthly EMIs.  
  • Instantly secure up to ₹5 Lakh funds to buy a watch on EMI. 
  • Repay conveniently with our flexible EMI options.  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Is there any benefit to buying a watch on EMI?

By buying a watch on EMI, you can preserve your hard-earned savings and pay upfront with Poonawalla Fincorp’s Instant Loan of up to ₹5 Lakh. 

2. How can I purchase a watch on EMI?

You can buy a watch on EMI from your preferred brand with our Instant Loan and repay conveniently with our flexible EMI options.  

3. How much Instant Loan can I get to buy a watch on EMI?

You can get up to ₹5 Lakh Instant Loan from Poonawalla Fincorp to purchase a watch of your choice on EMI. The final loan amount is determined after checking your eligibility, credit report and various other factors.  

4. Can I get a flexible repayment tenure for buying a watch on EMI?

Yes. Poonawalla Fincorp provides Instant Loans with flexible EMI options for up to 36 months. The flexible repayment tenure ranges from 1 – 36 months.