Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Buy Earbuds on EMI with our Instant Loan

From Active Noise Cancellation (ANC) to transparency modes and a plethora of various other features, earbud technology has developed rapidly in the recent past. However, some of the flagship earbud models retail with high price tags. With Poonawalla Fincorp’s Instant Loan of up to ₹5 Lakh, buy your dream earbuds on EMI and repay conveniently with flexible EMI options of up to 36 months. Enjoy benefits like minimal documentation, a 100% online application process, fast processing, quick disbursal and more. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Flexible
Tenure
Online
Application
Zero
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayments using our EMI calculator. Enter the loan amount, interest rate, and loan tenure to calculate your loan EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age - The applicant must be between 25 and 55 years old.
  • Citizenship - The applicant must be an Indian citizen.
  • Annual Income - The applicant’s annual household income must be at least ₹3 Lakh.
  • Credit Score - The credit score of the applicant must be 750 and above.

Documents Required for an Instant Loan

Submit a few essential documents to get an Instant Loan to buy your dream earbuds on EMI:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rates and Charges for an Instant Loan

We offer an Instant Loan with competitive interest rates and nominal charges:

Interest Rates
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
2.5% to 3.5% plus applicable taxes
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
upto 4.5%
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying Earbuds on EMI

  • Buy earbuds on EMI with our Instant Loan to avoid expending hard-earned savings.
  • Instantly secure up to ₹5 Lakh funds to buy your dream earbuds.  
  • Repay conveniently with our flexible EMI options.  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What are the benefits of buying earbuds on EMI?

By buying earbuds on EMI, you can preserve your hard-earned savings and spread the upfront payment costs over manageable monthly EMIs.  

 

How can I purchase earbuds on EMI?

You can buy earbuds on EMI with an Instant Loan from Poonawalla Fincorp and repay conveniently with our flexible EMI options.  

How much Instant Loan can I get to buy earbuds on EMI?

You can get up to ₹5 Lakh Instant Loan from Poonawalla Fincorp to buy earbuds on EMI. The final loan amount is determined after checking your eligibility, credit report and various other factors.

Can I get flexible repayment tenure for buying earbuds on EMI?

Yes. Poonawalla Fincorp provides Instant Loan with flexible EMI options for up to 36 months. The flexible repayment tenure ranges from 1 – 36 months.