Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Get Headphones on EMI Instantly

Elevate your listening experience with headphones that you have always wanted without breaking into your bank. Enjoy features from noise cancellation to the latest technology. Get an Instant Loan of up to ₹5 Lakh at competitive interest rate. Benefit from flexible repayment tenure, minimal documentation, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Online
Application
Collateral-free
Loan
Competitive
Interest Rates
Minimal
Paperwork
Flexible
EMIs
No
Hidden Charges

Instant Loan EMI Calculator

Calculate your monthly repayment by using our EMI calculator instantly. Just enter the loan amount, interest rate and tenure to get your EMIs instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age - Between 25 and 55 years.
  • Citizenship - Indian
  • Annual Income - At least ₹3 Lakh.
  • Credit Score - 750 and above.

Documents Required for an Instant Loan

Submit a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rates and Charges for an Instant Loan

Poonawalla Fincorp offers an Instant Loan at attractive interest rates and nominal charges:

Interest Rates
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
2.5% to 3.5% plus applicable taxes
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
upto 4.5%
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying Headphones on EMI

  • Flexible Repayment Tenure: You can repay the amount over a tenure of up to 36 months hassle-free. 

  • Minimal Documentation: You need to submit only a few basic documents like KYC documents and address proof. 

  • Competitive Interest Rates: Interest rates are competitive, making it an affordable loan option. 

  • No Hidden Charges: We maintain complete transparency throughout the loan application and disbursal process. 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Can I buy Wired or Wireless Headphones on EMI?

Yes, you can get both wired and wireless headphones on EMI with an Instant Loan offered by Poonawalla Fincorp. The hassle-free application process and attractive interest rates make it even more convenient to get the funds to fulfil your financial needs. 

2. My credit score is 765. Am I eligible for an Instant Loan?

Yes, if you have a credit score of 750 and above, then you are eligible for an Instant Loan from Poonawalla Fincorp.  

3. Do I need to pay extra charges on pre-payment or foreclosure of my Instant Loan?

Yes, you can foreclose an Instant Loan anytime you want with zero foreclosure charges if paid from your own sources. However, a 4% fee is levied if paid from other sources.