Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12-36 Months

Buy A Laptop on EMI

In the digital age, life is unimaginable with a laptop. From students to working professionals, everyone needs a laptop for basic computing activities. Get your dream laptop on EMI with an Instant Loan of up to ₹5 Lakh from Poonawalla Fincorp. Apply online with minimal documentation in a few simple steps and get funds for a laptop purchase directly in your account. Enjoy benefits like quick processing and fast approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Flexible
Tenure
Online
Application
Zero
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayments using our EMI calculator. Enter the loan amount, interest rate, and loan tenure to calculate your loan EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit just a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.

Interest Rate and Charges for an Instant Loan

We offer an Instant Loan with attractive interest rate and nominal charges:

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
upto 4.5%
Loan Tenure
12 – 36 months
Prepayment/Foreclosure Charges
4% plus taxes in case of BT
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying a Laptop on EMI

  • Get your dream laptop without expending your hard-earned savings.  
  • Repay easily with flexible EMI options.  
  • Secure a high loan amount of up to ₹5 Lakh for your purchase.  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is there any benefit of buying a laptop on EMI?

Definitely. By purchasing your dream laptop on EMI, you can not only preserve your hard-earned savings, but also get your hands on a good laptop with Poonawalla Fincorp’s Instant Loan of up to ₹5 Lakh.  

How can I purchase a laptop on EMI?

You can easily purchase a laptop on EMI by securing an Instant Loan of up to ₹5 Lakh from Poonawalla Fincorp and repay back the loan with flexible EMI options.  

How much Instant Loan can I get to buy a laptop on EMI?

You can secure an Instant Loan of up to ₹5 Lakh from Poonawalla Fincorp to purchase your dream laptop on EMI. The final loan amount is determined after checking your eligibility, credit report and various other factors.  

Can I get flexible repayment tenure for buying a laptop on EMI?

Yes. Poonawalla Fincorp provides Instant Loan with flexible EMI options of up to 36 months for the purchase of a laptop on EMI.