Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 to 36 Months

Buy Refrigerator on EMI

Refrigerators are indispensable items in modern kitchen setups. Even in shops, offices, and professional workshops, refrigerators can be used in many ways. Buy refrigerators on EMI with an Instant Loan of up to ₹5 Lakh from Poonawalla Fincorp. Apply online with minimal documentation in just a few steps for fast processing and quick approval. Enjoy benefits like flexible EMI options, no foreclosure charges, etc. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Flexible
Tenure
Online
Application
Zero
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayments using our EMI calculator. Enter the loan amount, interest rate, and loan tenure to calculate your loan EMIs. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC Details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian.
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit just a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.
  • Current Address Proof: Passport, Utility Bills, and Rent Agreement.

Interest Rate and Charges for an Instant Loan

We offer an Instant Loan with attractive interest rate and nominal charges:

 

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
upto 4.5%
Loan Tenure
1 – 36 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Benefits of Buying a Refrigerator on EMI

  • Buy the latest refrigerators conveniently without budget worries.  
  • Repay conveniently with our flexible EMI options.  
  • Instantly secure up to ₹5 Lakh funds to buy refrigerators on EMI.  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Are there any benefits of buying a refrigerator on EMI?

Definitely. Buying a refrigerator on EMI helps spread out the upfront costs across manageable monthly EMIs.  

2. How can I buy a refrigerator on EMI?

You can buy a refrigerator on EMI with an Instant Loan of up to ₹5 Lakh from Poonawalla Fincorp to cover the upfront payment and repay conveniently with our flexible EMI options.  

3. How much Instant Loan can I get to buy a refrigerator on EMI?

You can get up to ₹5 Lakh Instant Loan from Poonawalla Fincorp to purchase a refrigerator of your choice on EMI. The final loan amount is determined after checking your eligibility, credit report and verifying some other details.  

4. Can I get flexible repayment tenure for buying a refrigerator on EMI?

Yes. Poonawalla Fincorp provides Instant Loans with flexible EMI options for up to 36 months. The flexible repayment tenure ranges from 1 – 36 months.