Poonawalla Fincorp

Buy Electronics on EMI

Technology is evolving rapidly. The latest electronics have better features and designs and cater to consumers who want to minimise their carbon footprint. If you too want to upgrade your laptop, smartphone, or home appliances - buy these electronics on EMI with a Small Personal Loan from Poonawalla Fincorp. Read on to know how to apply, benefits, eligibility criteria, and documents required.

You can buy electronics on EMI with a Small Personal Loan from Poonawalla Fincorp without using a credit card. Follow the steps mentioned below:

  • Step 1: Click on the ‘Apply Now’ button.
  • Step 2: Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.
  • On successful verification, the loan amount will be disbursed into your bank account instantly.
  • Higher Loan Amount: With Poonawalla Fincorp Small Personal Loan, you can secure up to ₹5 Lakh.
  • Easy and Quick Processing: With digitalisation, the application process has become more convenient.
  • Affordable: Buying an electronic on EMI divides the total cost into multiple equal monthly payments, letting you purchase a gadget of your choice without straining your pockets.
  • Minimal Documentation: Applying for a loan has become easy; it requires only a few documents, such as KYC documents – PAN Card, Aadhaar Card and your current address.
  • Flexible Repayment Tenure: A Small Personal Loan from Poonawalla Fincorp allows you to tailor your repayment window in 12 to 36 months.

To buy electronics on EMI with a Small Personal Loan, you require the following documents:

  • KYC Documents

    KYC documents

  • Address Proof

    Current proof of address

  • KYC Documents: You must submit documents, such as PAN Card and Aadhaar Card details.
  • Current Address Proof: Passport, utility bills, and rental agreement.

A small Personal Loan from Poonawalla Fincorp has a simple eligibility criteria:

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Citizenship logo


Monthly salary amount logo

Anuual Income

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  • Age: The applicant must be between 25 and 55 years.
  • Citizenship: Applicant must be an Indian citizen.
  • Annual Income: The applicant’s annual household income must be at least ₹3 Lakh.
  • CIBIL Score: The CIBIL score of the applicant must be 750 and above.

Now you can get a Small personal loan with minimum efforts. Just follow the below simple 2-step process and get an instant Small Personal loan online without any delay.

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Apply online

Apply Online

Click on Apply Now and enter all your required contact details.

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Application Verification


Application will then proceed for verification and assessment

Purchasing the latest gadgets with full payment can burden your bank balance. Instead, when you buy an electronic on EMI, it provides multiple benefits and reduces financial stress. With Poonawalla Fincorp, you can avail yourself of a Small Personal Loan with a higher loan amount, flexible repayment tenure and lower interest rates. So why wait? Apply now!

Why buy electronics e on EMI?

When you buy electronics online on EMI, you can enjoy the following benefits:

  • Higher loan amount.
  • Lower interest rates, subject to your credit score.
  • Flexible repayment period.
  • Minimal documentation.
  • Quick and easy application process and disbursal.
Can I get a home appliance on EMI?

Yes, you can get home appliances on EMI. Apply for a Small Personal Loan offered by Poonawalla Fincorp.

Will EMI affect credit score?

Buying an electronic on EMI will not affect your credit score if you make your credit card payments on time. If you miss a payment, it can reflect your credit score.

*Terms & Conditions Apply

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