Apply for an Online Business Loan in Bangalore
Bangalore, also known as India’s Silicon Valley, is a vibrant hub for entrepreneurs looking to start their startup journey. If you’re looking for the right push to take your venture forward, a Business Loan can give you the financial support you need without the hassle.
Poonawalla Fincorp empowers entrepreneurs with a quick online Business Loan in Bangalore with fast approvals, competitive interest rates, and easy-to-check eligibility criteria for maximum growth and profitability. Get access to funds when you need them, stay focused on your goals, and keep building your vision without any delays. Apply now!
Why Choose Poonawalla Fincorp
Business Loan EMI Calculator
Calculate monthly instalments of your Business Loan in Bangalore using our online EMI calculator. Just enter your Business Loan interest rate, amount, and tenure. Try it now!
Apply for a Business Loan Online in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Business Loan in Bangalore
Meet our simple eligibility criteria to apply:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Business Vintage: At least 2 years.
- Annual Turnover: Minimum of ₹6 Lakh.
Documents Required for Business Loan in Bangalore
Submit only a few mandatory documents as part of the Business Loan eligibility criteria:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about the details for availing a business loan in Bangalore.
Interest Rate and Charges of a Business Loan in Banglaore
Get Business Loan at competitive interest rate and transparent charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Business Loan in Bangalore
- Business expansion for small businesses
- Improvement of existing business set-up
- Consolidating high-interest business debts
- Boosting working capital reserves
- Expand your workforce with minimum documentation
Who Can Get a Business Loan
- Retailers
- Manufacturers
- Women entrepreneurs
- MSMEs
- Partnership firms
- LLC
Tips for a Successful Business Loan Application
- Understand your business needs
- Check your credit history and CIBIL score
- Have a detailed business plan
- Organise your financial statements
Poonawalla Fincorp Branch Address in Bangalore
Poonawalla Fincorp Limited
Address 1: 2nd Floor, HM Tower, J. C. Road, Minerva Circle, Bengaluru, Karnataka - 560002
Address 2: Ground Floor, Phoenix Citadel, Castle Street, Richmond Town, Bangalore, Karnataka-560025
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
A Business Loan provides essential funding to support various business needs like working capital, expansion, and marketing. It offers quick approvals, minimal paperwork, and competitive interest rates. Ideal for small and medium enterprises that are aiming to grow and manage operations efficiently.
Any time can be right to take a Business Loan, especially when looking to manage working capital, buy machinery, expand operations, or invest in growth. To meet the Business Loan requirements, your business should be at least 2 years old. If you want to apply for a Business Loan in Bangalore, make sure you meet the basic requirements for a smooth process.
Poonawalla Fincorp provides unsecured business loans with a repayment tenure between 6 to 48 months based on your financial comfort and business needs. This option is ideal for small businesses, medium enterprises, and self-employed professionals looking for convenient repayment terms.
Poonawalla Fincorp provides Business Loan amount of up to ₹75 Lakh. The loan amount depends on various factors such as your company’s financials, credit profile, and overall eligibility. Choose an amount that suits your business needs and growth plans.
Apply for a Business Loan from Poonawalla Fincorp in just 3 steps:
Step 1: Click on ‘Apply Now’.
Step 2: Upload the required documents.
Step 3: Get funds in your bank account.
Upon successful verification, the loan amount will be credited to your bank account.
To apply for a Business Loan, a minimum CIBIL score of 700 is generally preferred. A higher score improves your chances of getting better interest rates and faster approval. Lenders also consider other factors like business turnover, cash flow, and financial statements.
Small businesses can easily apply for a Business Loan in Bangalore by filling out an application form and submitting the required documents like bank account statements, PAN card, and address proof. It’s important to check the business loan eligibility and ensure your business has been operating for at least 2 years.
Yes, you can opt for unsecured Business Loans in Bangalore, which means no collateral is required. These loans are ideal for businesses that meet the minimum requirements and have a solid credit profile. Poonawalla Fincorp offers quick and hassle-free MSME Business Loan options with minimal documentation.
You can calculate your monthly EMI using our online EMI calculator. Just enter your loan amount, tenure, and applicable Business Loan interest rate to get an estimate. Our online EMI calculator helps you plan repayments better and ensures your business loan fits within your financial capacity.
Loans for women entrepreneurs offer additional features and benefits to support their business growth. These may include attractive interest rates, flexible repayment options, and exclusive schemes designed to empower women-led businesses.
Yes, taking a Business Loan can impact your CIBIL score. Regular EMI payments help maintain or improve your score, while missed payments may lower it. Managing business expenses responsibly and repaying on time is key to a healthy credit profile.
Most lenders require KYC documents such as ID proof and address proof for business loan applications.