Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Seamless Business Loan in Kota

Kota is also known as the ‘Education City of India’. It is also a trade centre for wheat, cotton, millet oilseeds, and coriander. The place is brimming with potential and opportunities for business growth. To support entrepreneurs in this dynamic environment, Poonawalla Fincorp offers a collateral-free Business Loan in Kota. With attractive interest rates, minimal paperwork, and flexible repayment tenure, our loan provides you with the financial support to boost your business. Apply today and capitalise on the abundant opportunities.

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
Competitive
Interest Rate
Minimal
Documentation
Quick
Approval
Flexible
Repayment Tenure

Business Loan EMI Calculator

Calculate your monthly repayments with our EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Kota

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum of 2 years.
  • Annual Turnover: At least ₹6 Lakh.

Documents Required for a Business Loan in Kota

Skip the heavy paperwork and submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Kota

Secure funding for your venture at competitive rate and nominal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3.5%
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Kota

  • Business expansion
  • Working capital
  • Asset acquisition
  • Debt consolidation
  • Cash flow stabilisation

Who Can Get a Business Loan in Kota

  • MSMEs
  • Women entrepreneurs
  • Retail shop owners
  • Sole proprietorships
  • LLC
  • Private business owners

Tips for a Successful Business Loan Application

  • Check your credit score
  • Formulate a business plan
  • Understand the loan purpose
  • Prepare required documents
  • Reduce existing debt

Poonawalla Fincorp Branch Address in Kota

Poonawalla Fincorp Limited

Address: 1st floor, 1-C-18, Sweet Moments Building, Above Bank of Baroda, SFS, Sheela Choudhury Hospital Road, Talwandi, Kota, Rajasthan - 324005

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Do I need to pledge any collateral for a Business Loan?

Poonawalla Fincorp offers unsecured Business Loan. You don't need to pledge any collateral as security.

Can I borrow money for short-term business-related needs?

Yes, you can opt for a Business Loan with a repayment tenure as short as six months with Poonawalla Fincorp. You can choose a repayment tenure that suits your needs.

Do I have to visit a lender’s branch in Kota to get a Business Loan?

You can either visit our Kota branch or apply online based on your convenience.