Get a Business Loan in Muzaffarpur Online
Muzaffarpur, the largest city in northern Bihar, is known for its vibrant agricultural industry, thriving small businesses and entrepreneurial spirit. Harness the spirit of this city and get easy access to credit by availing a collateral-free Business Loan in Muzaffarpur from Poonawalla Fincorp. Use the funds to finance your business expansion at competitive interest rate, nominal charges, flexible terms and hassle-free loan disbursal. Apply Now!
Why Choose Poonawalla Fincorp
Business Loan EMI Calculator
Plan your monthly repayments with our EMI calculator. Just enter the loan amount, interest rate and loan tenure to calculate your EMI in seconds. Use it now!
Apply for a Business Loan in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Business Loan in Muzaffarpur
Meet our simple eligibility criteria to get a Business Loan:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Business Vintage: At least 2 years.
- Annual Turnover: Minimum ₹6 Lakh.
Documents Required for a Business Loan in Muzaffarpur
Submit just a few mandatory documents to apply:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about the documentation in detail.
Interest Rate and Charges for a Business Loan in Muzaffarpur
Secure funding for your venture at attractive interest rate and minimal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Business Loan in Muzaffarpur
- Upgrading machinery and equipment
- Expanding business premises
- Entering new markets
- Consolidating multiple loans
- Hiring trained staff
- Stocking up on supplies
Who Can Get a Business Loan in Muzaffarpur
- MSMEs
- Small business owners
- Retail shop owners
- Sole proprietors
- Women entrepreneurs
Tips for a Successful Business Loan Application
- Make a detailed note of your business requirements
- Prepare your business plan
- Check your updated credit score and repayment history
- Furnish the required documents
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
At Poonawalla Fincorp, you can get a Business Loan with EMIs starting from ₹13,915* per Lakh. The EMI value mentioned above is calculated based on an interest rate of 15%* p.a. onwardas and a tenure between 6 and 48 months.
Yes, Poonawalla Fincorp’s Business Loan is an ideal solution for business-related emergencies. Firstly, the loan approval process is fairly quick and secondly, you can get a loan amount of up to ₹75 Lakh, enough to cover your financial needs.
To get a lower-value Business Loan EMI from Poonawalla Fincorp, you can opt for a longer tenure or a smaller loan amount. Furthermore, you can make prepayments to lower the EMI.