Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Apply for a Business Loan in Agra Online

Agra, a city of rich history located on the bank of the Yamuna River is home to many opportunities across all sectors. If you own a business in Agra, it’s time to take it to the next level with a collateral-free Business Loan from Poonawalla Fincorp. Experience a seamless application process with minimal documentation and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
No Collateral
Required
Competitive
Interest Rate
Minimal
Documentation
Quick
Disbursal
Flexible
Repayment Tenure

Business Loan EMI Calculator

Plan your Business Loan EMIs effortlessly with our user-friendly online calculator. Simply enter your desired loan amount, tenure, and interest rate to get accurate results. Calculate now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Agra

Unlock new business opportunities by meeting our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum 2 years
  • Annual Turnover: ₹6 Lakh or above

​Documents Required for a Business Loan in Agra

Submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Agra

We offer loans to entrepreneurs for business growth at competitive interest rate and nominal charges:

Interest Rate
15% p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3.5%
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Agra

  • Tapping into new business opportunities 
  • Consolidating high-interest loans 
  • Boosting working capital 
  • Purchasing machinery and inventory 
  • Improving business infrastructure 
  • Renovating or expand your existing facilities 
  • Diversifying your product offerings  
  • Hiring new talents   

Who Can Get a Business Loan in Agra

  • Women entrepreneurs 
  • Retail shop owners 
  • Sole proprietors  
  • Owners of MSMEs 
  • Small businesses   

Tips for a Successful Business Loan Application

  • Check your credit score. 
  • Check loan eligibility carefully. 
  • Avoid multiple applications.  
  • Improve credit utilisation ratio. 
  • Provide accurate information.  

Poonawalla Fincorp Branch Address in Agra

Poonawalla Fincorp Limited 

Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002 

Contact Number: 1800-266-3201 (Toll-Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the interest rate for a Business Loan in Agra?

The interest rate for a Business Loan in Agra starts at 15%* p.a. However, it may vary based on factors such as the business profile, loan amount, and credit history. 

​​​Can I get a Business Loan in Agra without collateral?

Yes, you can get a collateral-free Business Loan in Agra from Poonawalla Fincorp. Apply now for fast approval and disbursal and experience the best-in-class loan services.  

​​​Can I use a Business Loan for multiple purposes?

Yes, our Business Loan is designed to cater to diverse business needs. You can utilise the funds for purposes such as working capital requirements, purchasing equipment or inventory, expanding your business premises, financing a new venture, or even consolidating existing debt.