Get a Flexible Business Loan in Kozhikode
Kozhikode, or Calicut, has a rich cultural heritage and historical significance. It is also a major commercial and trading hub, making it a conducive business environment. However, taking your business to the next level requires significant funding. To help you arrange the required funds, Poonawalla Fincorp offers a collateral-free Business Loan in Kozhikode at affordable interest rate, flexible tenures, minimal documentation and expedited loan approval. Get in touch and fulfil your dream of achieving exponential growth. Apply now!
Why Choose Poonawalla Fincorp
Business Loan EMI Calculator
Use our EMI calculator to compute your monthly payments. Enter the loan amount, interest rate and loan tenure to know your EMI instantly. Try it now!
Apply for a Business Loan in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Business Loan in Kozhikode
Meet the simple eligibility criteria to get the loan:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Annual Turnover: ₹6 Lakh and above.
- Business Vintage: Minimum 2 years.
Documents Required for a Business Loan in Kozhikode
Submit just a few mandatory documents to apply:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about documentation in detail.
Interest Rate and Charges for a Business Loan in Kozhikode
Secure funding for your venture at attractive interest rate and minimal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Business Loan in Kozhikode
- Upgrade your existing business apparatus
- Hire additional workforce
- Acquire machinery and equipment
- Expand business facilities
- Adopt new technology
- Access newer business opportunities
Who Can Get a Business Loan in Kozhikode
- MSMEs
- Sole proprietors
- Retailers
- Women entrepreneurs
- Private business owners
Tips for a Successful Business Loan Application
- Know your business requirements
- Make a business expansion plan
- Look into your credit score and repayment history
- Keep your loan documents ready
Poonawalla Fincorp Branch Address in Kozhikode
Poonawalla Fincorp Limited
Address: 1st Floor, Trinity Arcade, Kannur Road, Near ESAF Bank, West Nadakkavu, Kozhikode, Kerala -673011
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Poonawalla Fincorp offers a business loan in Kozhikode starting from ₹5 Lakh. Note that the maximum amount can go up to ₹75 Lakh.
Although having a credit score of at least 700 or above may suffice while applying for a Business Loan, those having credit scores of 750 and above are more likely to get better terms and conditions on their business loan.
You can find the detailed schedule of charges levied on a Business Loan here. Note that we do not levy any further charges other than those mentioned in the schedule.
Poonawalla Fincorp offers Business Loan at interest rate 15%* p.a. onwards.